Coverage crafted for your handmade business and one-of-a-kind products.
Handmade insurance is a type of liability insurance that helps protect artisans, crafters, and makers while selling their handmade products. If a customer trips at your booth or you accidentally damage a venue’s property, insurance is designed to help pay the costs, so you don’t have to.
Your coverage helps you:
However you mix it, pour it, or sculpt it, handmade artisan insurance is made for you. It covers:
ACT Pro
365-day coverage
$24.25/Month
ACT Go
$49/Event
Do you sell handmade beauty products? Learn more about ACT Pro for Handmade Beauty Businesses and get coverage starting at $515 a year.
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
(Or $279 per year)
Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)
Coverage for Beauty & Cosmetics, Soap, and Candle Makers
ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.
Short-Term Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.
Pricing
If you make products by hand and sell them at events, online, or in stores, you need handmade insurance. Your hobby is your business, and having insurance helps you create, sell, and grow without letting “what ifs” get in the way.
Handmade business insurance gives you the freedom to bring your unique products to market, selling them on platforms and places like:
You need handmade insurance to protect your creative business against the common risks of showing, selling, and shipping your unique products. The right policy includes coverages tailored to how you sell, including:
Handmade insurance starts at $24.25 a month with ACT Pro, covering your business and products at unlimited events, online, and in-stores. Plus, you can customize your policy with optional coverages, like:
ACT Pro for Handmade Beauty Businesses starts at $515 a year for specialized coverage tailored to candle, soap, and cosmetic makers.
Need short-term vendor insurance? ACT Go starts at $49 per event with flexible options for weekend events and seasonal markets.
*Theft and damage coverage is available with all plans. Other additional monthly coverages are only available with ACT Pro policies. Coverages shown are subject to policy exclusions.
Everything you make by hand comes from the heart. Why risk what you love to create on the “what ifs”?
As the #1 insurance for handmade sellers, ACT offers simple, fast, and affordable coverage that supports your creativity and protects what matters most — so you can create, sell, and grow with peace of mind.
Yes, you often need insurance to sell handmade crafts, especially at craft shows, markets, and festivals. Many events require proof that you carry general liability insurance, usually in the form of a Certificate of Insurance (COI).
Venues may also ask to be added to your policy as an additional insured to help protect them against accidents caused by your business.
Yes, ACT Pro’s handmade insurance can cover online sales. If you sell your products on your website or other online platforms, insurance helps protect your business if a customer says your product caused injuries or property damage.
You can also add data breach insurance for extra protection against cyber-related costs.
For your handmade business to be eligible for ACT Pro, at least 80% of the products you sell must be handmade. Handmade items use raw or premade materials to create something new or custom. For example:
An item is not considered handmade if it was your unique idea but the final product is made by someone other than you. If you sell more than 20% pre-made items (meaning you did not make them), you may qualify for a different ACT policy.
Yes, ACT offers coverage for sellers who sell both handmade and pre-made items. The right policy depends on how much of your inventory is handmade and how long you need coverage.
If you have questions about purchasing handmade insurance, our team of licensed agents is available to help. Please call us at 844.520.6991.
