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When selling at conventions, artists and crafters often experience large crowds, which means close quarters for vendors and participants alike. This setting provides artists and crafters with excellent vending opportunities, but also presents some additional risks.
When you think of how many people, electrical cords, and booths are squished into the convention hall, it’s easy to see how someone could get hurt or cause damage to the venue property. This is why Artists, Crafters, and Tradesmen Insurance (ACT) created two insurance policies to help protect artists and crafters who participate as a vendor at a convention.
If you only have one or two conventions that you are going to attend, an ACT Show Insurance Policy is a great option for you. The Show Policy starts at only $49 for 1-3 days of coverage, but you can also purchase coverage that lasts up to 90 days. If you’re ready to buy a Show Policy, click here.
Highlights of the Show Policy include:
If you plan on being a vendor at multiple conventions and shows throughout the year, or if you would just like broader coverage, consider buying an ACT Annual Policy. At just $279 for 365 days of coverage, the Annual Policy is less than a dollar per day. To buy an Annual Policy, click here.
In the meantime, check out these highlights:
Annual Policy
Show Policy
24/7 Access to Policy Documents
Licensed in All 50 States
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage for Damages to Premises Rented to You Limit
Coverage While Selling at Events, Festivals, and Shows
No Deductible on Liability Claims
12 Months of Coverage
1-90 days
Products & Completed Operations Coverage
$1M Limit
Optional Business Personal Property Coverage
$5K/$10K Limits
Personal & Advertising Injury Coverage
$1M Limit
General Liability for Online Sales
Optional Professional Liability
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Convention insurance protects you and your business against damages and defense costs arising out of your business operations. For example, if someone were to get injured because of the way you set up your booth at an event, having a current convention insurance policy from Artists, Crafters, and Tradesmen (ACT) Insurance could help you pay for their medical expenses and the cost of hiring a lawyer.
An ACT Show Policy starts at $49 for 1-3 days, but it can be extended to 90 days for $149.
The short answer is yes! An ACT insurance policy could protect you from very expensive lawsuits. However, there are other reasons artists need insurance. If you take your art to shows and fairs, directors will more often than not require you to have a liability insurance policy and add them as an additional insured.