7 Real Life Examples of ACT Claims And How To Avoid Them
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Convention Insurance
When selling at conventions, artists and crafters often experience large crowds, which means close quarters for vendors and participants alike. This setting provides artists and crafters with excellent vending opportunities, but also presents some additional risks.
When you think of how many people, electrical cords, and booths are squished into the convention hall, it’s easy to see how someone could get hurt or cause damage to the venue property. This is why Artists, Crafters, and Tradesmen Insurance (ACT) created two insurance policies to help protect artists and crafters who participate as a vendor at a convention.
ACT Show Insurance
If you only have one or two conventions that you are going to attend, an ACT Show Insurance Policy is a great option for you. The Show Policy starts at only $49 for 1-3 days of coverage, but you can also purchase coverage that lasts up to 90 days. If you’re ready to buy a Show Policy, click here.
Highlights of the Show Policy include:
- Coverage if you damage the venue
- General liability coverage
- No deductible on liability claims
ACT Annual Policy
If you plan on being a vendor at multiple conventions and shows throughout the year, or if you would just like broader coverage, consider buying an ACT Annual Policy. At just $265 for 365 days of coverage, the Annual Policy is less than a dollar per day. To buy an Annual Policy, click here.
In the meantime, check out these highlights:
- General liability for online sales
- Business personal property coverage
- Products & completed operations coverage
| Annual Policy | Show Policy | |
|---|---|---|
| 24/7 Access to Policy Documents |  |
|
| Licensed in All 50 States | |
|
| Not Premises Specific | |
|
| $2M General Liability Aggregate | |
|
| $1M General Liability Per Occurrence | |
|
| $5K Medical Expenses | |
|
| Coverage for Damages to Premises Rented to You | $300K Limit |
$300K Limit |
| Coverage While Selling at Events, Festivals, and Shows | |
|
| No Deductible on Liability Claims | |
|
| 12 Months of Coverage | |
1-90 days |
| Products & Completed Operations Coverage | $1M Limit |
|
| Business Personal Property Coverage | $5K/$10K Limits |
|
| Personal & Advertising Injury Coverage | $1M Limit |
|
| General Liability for Online Sales | |
|
| Optional Professional Liability | |
Common Convention Insurance Questions
Convention insurance protects you and your business against damages and defense costs arising out of your business operations. For example, if someone were to get injured because of the way you set up your booth at an event, having a current convention insurance policy from Artists, Crafters, and Tradesmen (ACT) Insurance could help you pay for their medical expenses and the cost of hiring a lawyer.
An ACT Show Policy starts at $49 for 1-3 days, but it can be extended to 90 days for $99.
The short answer is yes! An ACT insurance policy could protect you from very expensive lawsuits. However, there are other reasons artists need insurance. If you take your art to shows and fairs, directors will more often than not require you to have a liability insurance policy and add them as an additional insured.
ACT program benefits
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- Not Premise Specific
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