Regardless of where you are in your career as an artist, you need to carry artist insurance[d]. It g... MORE
What Is the Best Artists & Crafters Insurance Option for You?
Not sure which policy you need? While both options are offered through an A+ rated insurance carrier, our comparison chart below will help you decide which one will work best for you.
| Annual Policy | Show Policy | |
|---|---|---|
| 24/7 Access to Policy Documents |  | |
| Licensed in All 50 States | | |
| Not Premises Specific | | |
| $2M General Liability Aggregate | | |
| $1M General Liability Per Occurrence | | |
| $5K Medical Expenses | | |
| Coverage for Damages to Premises Rented to You | $300K Limit | $300K Limit |
| Coverage While Selling at Events, Festivals, and Shows | | |
| No Deductible on Liability Claims | | |
| 12 Months of Coverage | | 1-90 days |
| Products & Completed Operations Coverage | $1M Limit | |
| Business Personal Property Coverage | $5K/$10K Limits | |
| Personal & Advertising Injury Coverage | $1M Limit | |
| General Liability for Online Sales | | |
| Optional Professional Liability | |
A Few Things to Consider
When you compare our two artists insurance options, it's easy to see that the Annual Policy is much more comprehensive. While both policies share many of the same benefits, our Show Policy is best suited for artists and crafters who only attend a few shows per year.
If you attend multiple shows throughout the year, then the Annual Policy will be both more affordable and convenient since you won't need to purchase coverage for each event. The Annual Policy also offers more coverage than the Show Policy, including products & completed operations coverage, as well as the option to add professional liability coverage. Professional liability is necessary if you perform any kind of art demonstrations or if you teach training sessions, host workshops, or instruct others through arts and crafts classes or online videos.
The Show Policy excludes product liability coverage, which means that any bodily injury or property damage caused by your products is not covered. For example, if you sell someone a piece of jewelry and that person has an allergic reaction, you could potentially be held personally liable, because without product liability coverage, your insurance would not respond to the claim. However, the Annual Policy includes product liability coverage and could respond to these types of claims.
For more details on coverages, visit our Show Policy Details or Annual Policy Details pages. You can also contact us, and we'll be happy to help you evaluate your options so you can make the right choice.
Reviews of ACT Insurance – See What Other Artists & Crafters Have to Say
"Thank you so much. I did not expect such quick and efficient service from sign-up to fixing my mistakes. Great service, I will definitely use ACT again and refer it to all of my vendor friends!"
– Geoff, OR
"Thank you very much for your prompt service and help! It is greatly appreciated! I will definitely use your services again."
– J. Fearn, CA
"…thank you so much for being so nice, professional and helpful! It was so refreshing that you put our additional insured on our policy for me!"
– M. Herrera, FL
Watch Our Video
Discover the benefits of getting insurance through ACT when you watch our short 60 second video.