Candle Making Insurance

Handcrafted coverage for your candle-making business.

FROM

$515 / Year
That's about $1.41/day!
Or from $49 per event

4.8/5 on

What Is Candle Maker Insurance?

Candle maker insurance is essential coverage for your handmade business against third-party claims.

Selling candles at markets is exciting — until a bumped table topples into a waxy mess, a too-hot flicker leaves a lasting burn, or a gust of wind sends your tent soaring. Insurance for candle makers is designed to help you:

Coverage Options for Candle Makers

ACT offers two flexible policies, ACT Pro and ACT Go, to protect your candle-making business.

Recommended for Candle Makers

ACT Pro

365-day coverage

$515/Year

Everything from ACT Go plus…

ACT Go

Basic general liability coverage

$49/Event

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

  • ACT Pro $24.25 per month

    (Or $279 per year)

  • ACT Pro
    for Curated Sellers
    $31.59 per month

    Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)

  • ACT Pro
    for Handmade Beauty Businesses
    $515 per year

    Coverage for Beauty & Cosmetics, Soap, and Candle Makers

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

  • Theft & Damage Coverage +$54

    Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.

  • Data Theft Protection Excluded
  • Workshop & Class Coverage Excluded

Pricing

Which ACT Policy Is Right for My Candle Making Business?

Choose ACT Pro if you:

If this sounds like you, ACT Pro is your best match.

Choose ACT Go if you:

If this fits your business, ACT Go may be the perfect place to start.

Who Needs Candle Making Insurance?

Anyone who makes and sells candles (even as a hobby) needs candle making insurance! With the right coverage, you can expand to new markets, book bigger events, and sell at more shows with peace of mind.

From hand-pouring to creating other goods, you’re protected with candle making insurance. This policy also covers:

What Kind of Insurance Does a Candle Maker Need?

No matter how you melt, mold, or make candles, you need general liability insurance at a minimum to meet event requirements and safely sell your products. These are the main coverages candle makers should carry:

How Much Is Candle Making Insurance?

ACT Go starts at $49 per event, providing easy short-term coverage while you’re at markets or festivals.

Create your ideal plan with ACT Pro for $515/year and add optional coverages that best suit your business needs!

The #1 Insurance for Candle Makers

Your creativity shines bright, so don’t let a claim snuff out your dreams.

ACT Insurance offers affordable, top-rated coverage that keeps up with your creativity — from a single event to year-round protection.

Whether you make and sell candles as a hobby or are expanding into online or retail operations, safeguard your handmade business against costly claims that can burn you. ACT’s got you covered.

small businesses protected
290000 +
event partnerships
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creative industries covered
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FAQs About Candle Making Insurance

Do Candle Makers Need Product Liability Insurance?

Yes! If you make and sell candles, you need product liability insurance to financially protect your business in case your products accidentally harm others. For this reason, we recommend ACT Pro, which includes product liability insurance, for candle makers needing comprehensive coverage.

Will This Policy Cover Me at Craft Fairs and Pop-Ups?

Yes, both ACT Pro and ACT Go cover you at in-person events nationwide! Coverage follows you wherever your business takes you.

Does ACT Candle Making Insurance Cover Me in All 50 States?

Yes! This policy covers you nationwide, so you can confidently attend events wherever your creativity takes you.

How Do I Get a Certificate of Insurance and Add Organizers as Additional Insureds?

Buy an ACT policy online and get an instant certificate of insurance — ready to download right from your user dashboard. Add event organizers as additional insureds on your policy during checkout or any time after through your dashboard.

Am I Covered for Online Sales and Wholesale Orders?

ACT Pro covers your online and in-person sales, as well as wholesale orders placed with retailers, provided that your products are handmade by you. If you have questions about whether your business falls into these categories, our friendly, licensed support team is happy to help! Contact us.

What Happens if a Candle Causes a Fire or Injury?

If a candle causes a fire or injury after you sell it, you can be held legally responsible for the damages. That’s why it’s crucial to carry product liability insurance, which can cover the costs of defending your business, plus paying to make things right with your customer.

We're Here to Help!

If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.