7 Real Life Examples of ACT Claims And How To Avoid Them
As a creative, the pieces you make are priceless. As a small business owner, every purchase you make... MORE
Art Shows and Festivals Insurance
If you are an event director we have a simple and free way to register your event. Please visit the Why Register page to see all the benefits.
Attending and participating in art or craft festivals as a vendor is a fun experience that allows you to meet new people or connect to your customers. People enjoy seeing your work and admiring the skills you have as an artist. However, festival venues, while generally safe, are not accident free zones, and there is a chance that a customer could claim they were injured on your premises. And you could be held responsible.
Artists, Crafters, & Tradesmen (ACT) Insurance provides art festival liability insurance or craft festival insurance at an affordable price and helps to minimize the risks you face at events. We offer two types of policies for you to choose from. Our Show Policy is for artists who only attend one or two shows per year and don’t want to spend money for a yearly policy they don’t need.
Our Annual Policy is more comprehensive and is a great option for artists who need art festival insurance for multiple shows throughout the year. So, whether you need insurance for holiday festivals or cultural festivals, ACT is for you.
If you are an art show organizer or director and require insurance from your booth renters, we offer an easy process for you to create a no-cost account and register your event(s). This conveniently allows your booth holders to link their policies to your venue as an additional insured. Doing this also, creates an easy way for you to verify that participants have bought the required insurance for the festival.
To learn more about which policy is best for you, please visit our detailed comparison page.
Limits of Liability |
|
|---|---|
| General Liability Aggregate Limit | $2,000,000 |
| Products-Completed Operations Aggregate Limit | $2,000,000 |
| General Liability Each Occurrence Limit | $1,000,000 |
| Damage to Premises Rented Limit | $100,000 |
| Business Personal Property Limit (Per Article) | $5,000 |
| Business Personal Property Aggregate Limit | $10,000 |
| Business Personal Property Deductible | $250 |
| Optional Professional Liability Per Occurrence Limit | $100,000 |
| Optional Professional Liability Aggregate Limit | $200,000 |
| Optional Professional Liability Deductible | $1,000 |
Pricing(for consecutive days) |
|
|---|---|
| $0 - $50,000 in Annual Sales | $265 |
| $50,000 - $100,000 in Annual Sales | $375 |
| Optional Professional Liability | $125 |
| Raise BPP limits to $10,000/$50,000 | $185 |
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
ACT program benefits
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- Not Premise Specific
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