Menu
If you are an event director we have a simple and free way to register your event. Please visit the Why Register page to see all the benefits.
Attending and participating in art or craft festivals as a vendor is a fun experience that allows you to meet new people or connect to your customers. People enjoy seeing your work and admiring the skills you have as an artist. However, festival venues, while generally safe, are not accident free zones, and there is a chance that a customer could claim they were injured on your premises. And you could be held responsible.
Artists, Crafters, & Tradesmen (ACT) Insurance provides art festival liability insurance or craft festival insurance at an affordable price and helps to minimize the risks you face at events. We offer two types of policies for you to choose from. Our Show Policy is for artists who only attend one or two shows per year and don’t want to spend money for a yearly policy they don’t need.
Our Annual Policy is more comprehensive and is a great option for artists who need art festival insurance for multiple shows throughout the year. So, whether you need insurance for holiday festivals or cultural festivals, ACT is for you.
If you are an art show organizer or director and require insurance from your booth renters, we offer an easy process for you to create a no-cost account and register your event(s). This conveniently allows your booth holders to link their policies to your venue as an additional insured. Doing this also, creates an easy way for you to verify that participants have bought the required insurance for the festival.
To learn more about which policy is best for you, please visit our detailed comparison page.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims arising out of the insured's products or business operations conducted away from the insured's premises once those operations have been completed or abandoned.
$2,000,000
General Liability Aggregate Limit
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
General Liability Each Occurrence Limit
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Personal and Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person's right of privacy
-The use of another's advertising idea in your advertisement
$1,000,000
Damage to Premises Rented to You Limit
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Optional Business Personal Property Aggregate Limit
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
$10,000
Optional Business Property Limit (Per Article)
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
$5,000
Optional Business Personal Property Deductible
Amount of money that the insured must pay before ACT Insurance will pay a claim.
$250
Optional Professional Liability Per Occurence Limit
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
$100,000
Optional Professional Liability Aggregate Limit
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
$200,000
Optional Professional Liability Deductible
Amount of money that the insured must pay before ACT Insurance will pay a claim.
$1,000
$0 – $50,000 in Annual Sales
$279
$50,000 – $100,000 in Annual Sales
$375
Optional Professional Liability
$125
Optional Business Personal Property (Inland Marine)
$54
Raise BPP Limits to $10,000/$50,000
$185
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.