Metalworking Insurance

Customizable coverage for creative metalcrafts, blacksmithing, and ironworks.

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What is Metalworking Insurance?

Metalworking insurance is liability coverage designed to protect artists and crafters who work with metal. It can cover the cost of an accident caused by your business or your metal products.

Additionally, it protects you while crafting a piece, working with a customer, running your business, or selling your metalworks. Your policy works when and where you do — from your studio and at events to in-store and online sales.

Metalworker Insurance Coverage Options

Meet ACT Pro and ACT Go: two excellent policies offering personalized protection wherever your craft takes you!

ACT Pro

365 day artist liability insurance coverage

$24.25/Month

Everything from ACT Go plus…

ACT Go

Basic general liability coverage

$49/Event

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

  • Monthly Price $24.25
  • Annual Price $279

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

Who Needs Metalworker Insurance?

From full-time blacksmiths to hobbyist crafters, all metalworkers need insurance! Shielding yourself with strong coverage can keep claims from sparking into financial fires.

No matter how you forge it, weld it, hammer it, or sculpt it, metal workers insurance is designed to protect a variety of artists, like:

What Types of Insurance Do Metalworkers Need?

Liability insurance offers the basic coverage you need to cover your craft. There are different types of liability insurance, the same way there are various types of clear coats or chemical treatments to protect your metal works.

How Much Does Metalworker Insurance Cost?

Metalworker insurance costs start at $24.25 monthly with ACT Pro and $49 per event with ACT Go.

Looking for more coverage? Forge a personalized policy with ACT Pro and add optional coverages that best suit your creative needs!*

*Additional coverages are available only on the ACT Pro plan. 

The Best Metalworker Insurance for Crafters & Metalsmiths

From forge to finish or booth set-up to take-down, ACT Insurance keeps your creative business safe with coverage as strong as tungsten.

Protect your passion with the most trusted name in metal crafters insurance today!

small businesses protected
290000 +
event partnerships
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creative industries covered
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FAQs About Liability Insurance for Metal Crafters

What's Excluded From Metalworkers Insurance?

  • Commercial welding
  • Industrial metal fabrication and manufacturing
  • Structural metalwork
  • Weaponry

Read a full list of our ACT policy exclusions to see if your craft or products are not covered.

 

Do I Need Blacksmith Insurance to Sell Metal Art?

Yes, you should have blacksmith insurance (aka metal workers insurance) to sell metal art. If your work causes injuries or damages, your insurance may cover the cost of a claim.

Having insurance can also help you meet the requirements for certain events, making it easier to get accepted as a vendor and sell your work.

We're Here to Help!

If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.