Yes! Your art and small business are valuable assets that deserve to be insured the same way you would your home, vehicle, or health. A single claim can lead to hundreds (or thousands) of dollars in bills, legal fees, or even damage to your reputation.
Most events, stores, and online marketplaces also require you to carry liability insurance. For events, you typically need to show a Certificate of Insurance and hold a current general liability policy. This helps to insure you against claims of slips, trips, and falls. It’s also beneficial in the event of unexpected weather conditions.
If you sell your handmade pieces in stores or online marketplaces (like Etsy, Jane, or Amazon), you need a plan that offers both general and product liability insurance. This goes beyond covering claims caused by your business operations. If your work injures someone or damages their property, such as rashes or discoloration, you may be covered by your insurance policy.
You never know when an accident can occur, so it’s best to be preventative with your protection rather than struggling without coverage once something happens. Buying a policy now can save you time, money, and stress later. After all, your work is your passion—and that passion deserves to be protected.
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