Affordable business insurance for jewelry makers, sellers, and small jewelry businesses.
Jewelry maker insurance is liability coverage designed to protect your jewelry business from third-party claims. If your business operations or the pieces you sell cause injuries or damages, insurance helps cover the costs.
ACT Pro
365-day coverage
$24.25/Month
ACT Go
$49/Event
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
(Or $279 per year)
Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)
Coverage for Beauty & Cosmetics, Soap, and Candle Makers
ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.
Short-Term Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.
Pricing
Yes, if you sell jewelry — whether handmade, pre-made, or curated — you can benefit from business insurance for jewelers. Most craft shows, markets, event venues, and online seller platforms require proof of liability insurance before approving you as a vendor.
With the right coverage, confidently meet insurance requirements and protect your business from costly claims!
ACT covers a wide range of jewelry businesses, including:
At a minimum, most small jewelry businesses need general and product liability coverage. This helps protect you from common claims that may arise from selling your pieces in person and for product issues after the sale. Here’s what jewelry sellers typically opt for:
ACT Pro starts at $24.25/month and includes general and product liability coverage for online sales and events — the protection most jewelry businesses need in a single policy!
ACT Go starts at $49 per event and offers flexible, short-term general liability coverage.
Or, craft your ACT Pro policy with any of these optional coverages!*
ACT Insurance is built for independent jewelry businesses, from solo designers to home-based makers and artisans, who need real coverage to keep their passion thriving.
Don’t let a claim dim your sparkle! Get instant proof of insurance with easy, free additional insureds so you can stay focused on your craft.
Jeweler liability insurance is designed to cover claims of third-party injury, property damage, or financial harm. This can include:
Read more: The Ultimate Guide to Insurance for Jewelry Makers.
ACT’s policies are crafted to cover the everyday claims you face as a jewelry business. However, it does not cover:
See our full list of Exclusions to see if you qualify for coverage!
Choose ACT Pro if you:
Choose ACT Go if you:
Not sure? Compare ACT Pro and ACT Go side by side to see which policy is right for you!
For most small jewelry businesses, liability insurance isn’t a legal requirement, but it depends on your specific situation. Most events do require proof of insurance, though, so it’s smart to check arts and crafts insurance requirements by state to stay prepared for your next fair, festival, or market.
Looking for your next event? Explore our directory of Craft Fairs & Vendor Events Near You.
General liability insurance is the base for most jewelers insurance policies, but it’s not the only coverage you need! To craft a comprehensive policy, it’s smart to bundle general and product liability insurance, plus Theft & Damage Coverage, to cover everyday risks — all available with ACT Pro.
Yes, you need a jewelers insurance policy to obtain your certificate of insurance (COI). With ACT, purchase a policy online and get instant access to your digital COI from your user dashboard. It only takes minutes, and you’ll have a COI ready to send to event organizers!
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.
