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Off-the-rack coverage crafted for clothiers, designers, and makers.
Handmade clothing maker insurance is liability coverage that protects apparel businesses from third-party claims. It’s tailored to clothiers and crafters who design, sell, and showcase their work at events, online, or in stores.
Even the most skilled makers run into unexpected snags. The right insurance helps you:
ACT Pro
365 day artist liability insurance coverage
$24.25/Month
ACT Go
$49/Event
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
Short-Term Policy Limits of Liability
Optional Add-Ons
Pricing
Yes, all clothing makers need insurance! Small-batch and home-based makers still face the risks of faulty fastenings, craft market mishaps, or an accidental pin prick. Insurance helps you stay focused on your work, not the what-ifs.
No matter how you stitch it, sew it, or style it, clothing makers insurance is tailored to protect a variety of designers, like:
General liability insurance, commonly found on tailor insurance or seamstress insurance policies, provides basic coverage to stay safe while running a clothing business — but it doesn’t cover everything. Adding a few extra layers of coverage can help keep your business looking its best!
ACT Pro starts at $24.25 per month, covering you from stitch to sale at events, online, in boutiques, and beyond. ACT Go starts at $49 per event for simple, no-fuss coverage while selling at craft shows.
Looking for the perfect fit? Mix and match optional coverage with ACT Pro to dress your business in the best protection plan!*
*Additional coverages are available only on the ACT Pro plan.
Your creativity is limitless, so don’t let a claim unravel your dreams.
ACT Insurance is tailored for clothing makers, indie designers, and artisans seeking simple, reliable coverage.
Keep dreaming and designing with the most trusted name in arts and crafts insurance by your side.
Clothing makers need insurance to protect themselves from costly claims caused by running a business and selling handmade goods. The right insurance helps protect your business and shows your customers they can trust your craft.
Having insurance also allows you to easily attend craft shows and safely sell online through sites like Etsy or TikTok Shop — because peace of mind is the best accessory for any maker!
ACT’s clothing insurance can cover those who design, make, alter, or customize clothes and accessories by hand, such as:
A $1 million tailor insurance policy costs $24.25 per month with ACT Pro and $49 per event with ACT Go. Both policies include a $1 million per occurrence/$2 million aggregate General Liability limit.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.
*It’s important to note the ACT Pro policy does require you to hand make at least 80% of the products you are selling. You may use some pieces manufactured by someone else as long as you are changing them from their original form. This may be adding custom embroidery to shirts you buy in bulk, or hand dying pairs of pre-made denim jeans. You cannot be covered by having someone else mass produce a product for you, even if it has your custom designs on it.