As an artist or crafter, you know that you need insurance to protect yourself from liability claims.... MORE
As an artist, you’ve worked hard to create pieces that connect on an emotional level with your customers. Accordingly, at Artist, Crafters, & Tradesman Insurance, we created two policies to meet your needs. Both options are available in all 50 states and provide $1 million per occurrence and a $2 million aggregate general liability limit.
The ACT annual artist insurance policy is excellent for those who attend multiple shows every year and offers broader coverage than the show/event policy. Starting at $265 per year, some of the highlights include:
- No liability deductible
- General & Product liability coverage
- Coverage for supplies, equipment, products
- Optional professional liability
To buy an annual policy, click here.
SHOW & EVENT INSURANCE
If you only attend a few shows every year, and aren't worried about professional coverage or product liability coverage, then the show policy might be the artist insurance coverage for your business. The policy starts at $39 and some policy highlights include:
- Terms as short as 1–3 days
- $1M per occurrence with a $2M Aggregate General liability Limits. (Product and professional liability excluded)
- Meets most show & event venue requirements
To purchase a Show Policy, click here.
Limits of Liability
|General Liability Aggregate Limit||$2,000,000|
|Products-Completed Operations Aggregate Limit||$2,000,000|
|General Liability Each Occurrence Limit||$1,000,000|
|Business Personal Property Limit (Per Article)||$5,000|
|Business Personal Property Aggregate Limit||$10,000|
|Business Personal Property Deductible||$250|
|Optional Professional Liability Per Occurrence Limit||$100,000|
|Optional Professional Liability Aggregate Limit||$200,000|
|Optional Professional Liability Deductible||$1,000|
Pricing(for consecutive days)
|$0 - $50,000 in Annual Sales||$265|
|$50,000 - $100,000 in Annual Sales||$375|
|Optional Professional Liability||$125|
|Raise BPP limits to $10,000/$50,000||$185|
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Common Artist Insurance Questions
STILL HAVE QUESTIONS?
If you have questions about purchasing artist insurance, we have licensed insurance agents available to help. Please give us a call at 888.568.0548.
INSURANCE FOR ARTISTS, BUT ALSO CRAFTERS & TRADESMEN
Beside the Artists Insurance Coverage, ACT provides policies for many others in the art and craft industry, including:
ACT program benefits
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- Not Premise Specific
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