Artists Liability insurance

ARTIST INSURANCE

As an artist, you’ve worked hard to create pieces that connect on an emotional level with your customers. Accordingly, at Artist, Crafters, & Tradesman Insurance, we created two policies to meet your needs. Both options are available in all 50 states and provide $1 million per occurrence and a $2 million aggregate general liability limit.

Read an overview of our artist insurance policy.

 

ANNUAL INSURANCE

The ACT annual artist insurance policy is excellent for those who attend multiple shows every year and offers broader coverage than the show/event policy. Starting at $265 per year, some of the highlights include:

  • No liability deductible
  • General & Product liability coverage
  • Coverage for supplies, equipment, products
  • Optional professional liability

To buy an annual policy, click here. 


SHOW & EVENT INSURANCE

If you only attend a few shows every year, and aren't worried about professional coverage or product liability coverage, then the show policy might be the artist insurance coverage for your business. The policy starts at $39 and some policy highlights include:

  • Terms as short as 1–3 days
  • $1M per occurrence with a $2M Aggregate General liability Limits. (Product and professional liability excluded)
  • Meets most show & event venue requirements

To purchase a Show Policy, click here. 


artist insurance quote details

Limits of Liability

 
General Liability Aggregate Limit $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
General Liability Each Occurrence Limit $1,000,000
Business Personal Property Limit (Per Article) $5,000
Business Personal Property Aggregate Limit $10,000
Business Personal Property Deductible $250
Optional Professional Liability Per Occurrence Limit $100,000
Optional Professional Liability Aggregate Limit $200,000
Optional Professional Liability Deductible $1,000

Pricing

(for consecutive days)
 
$0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP limits to $10,000/$50,000 $185

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

 

Common Artist Insurance Questions

Artist insurance is designed to protect you from liability exposures while you sell or showcase your work at fairs and festivals. An ACT Insurance Show Policy allows you to customize your coverage term for as little as 1–3 consecutive days or for as long as 90 days. The Annual Policy gives you insurance coverage for a full 365 days.
An ACT Show Policy starts at $39 for 1–3 days, but it can be extended to 90 days for $89. However, if you are an artist who will be attending many shows throughout the year, you might consider an ACT Annual Policy, which is only $265—less than a dollar per day!
The short answer is yes. An ACT Insurance policy adds credibility and positions you as a professional. However, there are other reasons artists need insurance. If you take your art to shows and fairs, many times directors will require you to have liability insurance policy and add them as an additional insured.

 


STILL HAVE QUESTIONS?

If you have questions about purchasing artist insurance, we have licensed insurance agents available to help. Please give us a call at 888.568.0548.

INSURANCE FOR ARTISTS, BUT ALSO CRAFTERS & TRADESMEN

Beside the Artists Insurance Coverage, ACT provides policies for many others in the art and craft industry, including:

Show policies

starting at $39

Annual policies

starting at $265

ACT program benefits

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premise Specific

Not ready to buy?

Setup a reminder for the day you want to purchase. No pressure. No hassles.

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Contact us

ACT INSURANCE
(Artists, Crafters, & Tradesmen)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062
P: 844.520.6991
info@actinsurance.com

Testimonials

Stacey B. - Maine

"This is a great way to obtain insurance for trade shows. Online purchase is very convenient and affordable. I so appreciate your quick response in getting me set up."

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