Artists, crafters, & tradesmen insurance blog

Fall festival season is upon us. Merchandise? Check. Business cards? Check. A list of ways to stand out from the crowd? Maybe not yet, but that’s what we’re here for! It can be intimidating to compete with hundreds of businesses in one setting, so to help you, we've compiled a list of helpful tactics that’ll make you stand out at your next fall festival. Whether you choose to implement these tactics or not, one thing you absolutely need is event insurance for one day from ACT. Without vendor liability insurance, a negative incident could jeopardize your business and create a buzz-killing PR nightmare. And, if you’re curious about ACT’s different insurance policies we’ll give you the low down on our one-day-event insurance and annual event insurance. No matter your needs, ACT has y... Read more

Regardless of where you are in your career as an artist, you need to carry artist insurance[d]. It gives you credibility as you establish your business and keeps you safe from the financial implications associated with injury lawsuits and third-party claims. Simply put, if you’re selling your art, you are at risk of a lawsuit—no two ways about it. The question is not whether or not you need insurance, but rather, what insurance is right for you? Let’s say you’re new to the game and you’re only just now exploring your options in selling your art. If this is the case, do you really want to purchase an annual plan? What if you only sell at one show? Alternatively, if you’re a seasoned vet and are a regular at events and festivals, you’ll want to make sure you have the most robust coverage p... Read more

Almost every business needs insurance. There are many risks that your business incurs simply by letting people into the building along with several ways you could be held liable for property damage and a number of various incidents. These occurrences could bring financial harm onto your gallery, and without insurance you could be on the hook for those expenses yourself. Could your art gallery handle the cost of a fire being set in the building or recovering stolen paintings? What if someone had an accident in your gallery and took you to court? Would you be able to pay for any medical expenses they end up with as well as all the associated legal fees? With an ACT art gallery insurance policy your expenses may be covered. In this post we’ll go over the different kinds of coverage that you... Read more

ACT Insurance prides itself on providing the highest quality customer care for our clients from the moment of purchase to our claims process. For the past seven years, we've retained the same low price without compromising our high standards. Recently, ACT Insurance has been going through some major upgrades to provide a better experience for our valued clients. We dramatically updated our dashboard to make the claims process easier and more intuitive for you. In the past, when you’ve needed to file a claim, you would’ve waited until we were open and called in, requested a claim form, filled it out, and then emailed your claim in. Now, you can file a claim 24 hours a day through your online customer dashboard. This will allow for much quicker filing and will drastically reduce carrie... Read more

Events often have hundreds of vendors, which means that large crowds around your booth are imminent. With large crowds comes an increased risk of accidents. Let’s talk about the safety measures you need to take as a vendor to make sure that you minimize that risk. 1. Get all the Event Info Each event has unique rules and regulations about booth size, placement, material and more. Making sure that you are compliant will make your booth a safer place and provide the first layer of protection in the case of a lawsuit. 2. Keep Your Booth Tidy With hundreds and sometimes thousands of people going in and out of your booth, things can get a little messy. If a customer were to drop a necklace on the ground and another customer were to trip on it, you could be held liable. If you were found... Read more