Artists, crafters, & tradesmen insurance blog

Introducing the Craft Industry Alliance Pleasant Grove, UT—Artists, Crafters, and Tradesman Insurance (ACT) has teamed with the Craft Industry Alliance, a trade organization for craft professionals in all sectors of the craft industry, in order to bring low-cost, easy-to-use crafters insurance to even more crafters than before. Those who join the Craft Industry Alliance are makers, suppliers/retailers, designers, and professional bloggers in yarn, sewing, paper, jewelry, and other spheres of the craft community. Craft Industry Alliance’s mission is to be a trusted source of industry information, inspiration, and community. When you join CIA you’ll have access to: Forums with a focus on small-business topics Small groups with other members—think bookkeeping clubs and more nich... Read more

Craft Your Own Insurance: How Custom Craft Fair Insurance Works As an artist, crafter, vendor, or concessionaire you’re regularly selling your work at various events, festivals, and fairs. Since your booth is typically located at fairgrounds or on the street, this alone can pose risks for your customers. Craft fair insurance is a necessary investment that can provide your business with financial backing if for some reason you were sued by a patron who injures themselves at your booth. How Craft Fair Insurance Works Craft fair insurance is a combination of different types of liability insurance. Each of our policies includes general liability and coverage for damage to premises rented. These types of insurance can cover bodily injury or property damage claims that you become legall... Read more

Fall festival season is upon us. Merchandise? Check. Business cards? Check. A list of ways to stand out from the crowd? Maybe not yet, but that’s what we’re here for! It can be intimidating to compete with hundreds of businesses in one setting, so to help you, we've compiled a list of helpful tactics that’ll make you stand out at your next fall festival. Whether you choose to implement these tactics or not, one thing you absolutely need is event insurance for one day from ACT. Without vendor liability insurance, a negative incident could jeopardize your business and create a buzz-killing PR nightmare. And, if you’re curious about ACT’s different insurance policies we’ll give you the low down on our one-day-event insurance and annual event insurance. No matter your needs, ACT has y... Read more

Regardless of where you are in your career as an artist, you need to carry artist insurance[d]. It gives you credibility as you establish your business and keeps you safe from the financial implications associated with injury lawsuits and third-party claims. Simply put, if you’re selling your art, you are at risk of a lawsuit—no two ways about it. The question is not whether or not you need insurance, but rather, what insurance is right for you? Let’s say you’re new to the game and you’re only just now exploring your options in selling your art. If this is the case, do you really want to purchase an annual plan? What if you only sell at one show? Alternatively, if you’re a seasoned vet and are a regular at events and festivals, you’ll want to make sure you have the most robust coverage p... Read more

Almost every business needs insurance. There are many risks that your business incurs simply by letting people into the building along with several ways you could be held liable for property damage and a number of various incidents. These occurrences could bring financial harm onto your gallery, and without insurance you could be on the hook for those expenses yourself. Could your art gallery handle the cost of a fire being set in the building or recovering stolen paintings? What if someone had an accident in your gallery and took you to court? Would you be able to pay for any medical expenses they end up with as well as all the associated legal fees? With an ACT art gallery insurance policy your expenses may be covered. In this post we’ll go over the different kinds of coverage that you... Read more