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If you show your wares at art events and festivals, you should consider purchasing liability insurance. Many events require attending vendors to have insurance, but even if you are attending an event that does not require this coverage, it is still important to make sure you have the artisans insurance you need to protect your business from financial risk.
Our Artists, Crafters, and Tradesmen (ACT) Insurance offers excellent coverage for artisans needing liability insurance. Our annual policy offers the most comprehensive insurance for artisans who attend more than a few shows a year or who need protection for their product liability and who want the option to add business personal property.
Our show policy is a good option for artisans who are looking for insurance for only one or two events a year. The show policy offers up to 90 days of coverage. It does not include some of the valuable coverages that are included with the annual policy, so it is important to compare them and choose the one that will best serve you and your business.
To learn more about which policy is right for you, please visit our policy comparison page.
Artisans are just some of the people who will benefit from an ACT policy. We offer liability coverage for many different artists, crafters, and tradesmen, including:
Annual Policy
Show Policy
24/7 Access to Policy Documents
Licensed in All 50 States
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage for Damages to Premises Rented to You Limit
Coverage While Selling at Events, Festivals, and Shows
No Deductible on Liability Claims
12 Months of Coverage
1-90 days
Products & Completed Operations Coverage
$1M Limit
Optional Business Personal Property Coverage (Inland Marine)
$5K/$10K Limits
Personal & Advertising Injury Coverage
$1M Limit
General Liability for Online Sales
Optional Professional Liability
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.