As an artist or crafter, you know that you need insurance to protect yourself from liability claims.... MORE
Artisans Liability Insurance
If you show your wares at art events and festivals, you should consider purchasing liability insurance. Many events require attending vendors to have insurance, but even if you are attending an event that does not require this coverage, it is still important to make sure you have the artisans insurance you need to protect your business from financial risk.
Our Artists, Crafters, and Tradesmen (ACT) Insurance offers excellent coverage for artisans needing liability insurance. Our annual policy offers the most comprehensive insurance for artisans who attend more than a few shows a year or who need protection for their product liability and business personal property.
Our show policy is a good option for artisans who are looking for insurance for only one or two events a year. The show policy offers up to 90 days of coverage. It does not include some of the valuable coverages that are included with the annual policy, so it is important to compare them and choose the one that will best serve you and your business.
To learn more about which policy is right for you, please visit our policy comparison page.
Artisans are just some of the people who will benefit from an ACT policy. We offer liability coverage for many different artists, crafters, and tradesmen, including:
Limits of Liability
|General Liability Aggregate Limit||$2,000,000|
|Products-Completed Operations Aggregate Limit||$2,000,000|
|General Liability Each Occurrence Limit||$1,000,000|
|Business Personal Property Limit (Per Article)||$5,000|
|Business Personal Property Aggregate Limit||$10,000|
|Business Personal Property Deductible||$250|
|Optional Professional Liability Per Occurrence Limit||$100,000|
|Optional Professional Liability Aggregate Limit||$200,000|
|Optional Professional Liability Deductible||$1,000|
Pricing(for consecutive days)
|$0 - $50,000 in Annual Sales||$265|
|$50,000 - $100,000 in Annual Sales||$375|
|Optional Professional Liability||$125|
|Raise BPP limits to $10,000/$50,000||$185|
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
ACT program benefits
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- Not Premise Specific
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