As an artist or crafter, you know that you need insurance to protect yourself from liability claims.... MORE
Jewelry Makers Liability Insurance
Our Artists, Crafters, and Tradesmen (ACT) program offers insurance for handmade jewelry makers. Our policies were designed to help small businesses and self-employed crafters get the affordable liability insurance that they need.
ACT offers two different policies: an annual policy and a show policy. The annual policy is ideal for jewelry makers who attend more than one show a year. It offers the most comprehensive jewelry maker insurance because it includes additional coverage including coverage of your business personal property and product liability.
The show policy offers coverage that is perfect for a jewelry maker who only attends one or two shows a year and does not need the additional coverage of the annual policy.
To learn more about our ACT policies to see which is right for you, please visit our Comparison Page.
Jewelers are not the only people that can benefit from having an ACT Insurance policy. We offer liability coverage for many other artists, crafters, and tradesmen, including:
Limits of Liability
|General Liability Aggregate Limit||$2,000,000|
|Products-Completed Operations Aggregate Limit||$2,000,000|
|General Liability Each Occurrence Limit||$1,000,000|
|Business Personal Property Limit (Per Article)||$5,000|
|Business Personal Property Aggregate Limit||$10,000|
|Business Personal Property Deductible||$250|
|Optional Professional Liability Per Occurrence Limit||$100,000|
|Optional Professional Liability Aggregate Limit||$200,000|
|Optional Professional Liability Deductible||$1,000|
Pricing(for consecutive days)
|$0 - $50,000 in Annual Sales||$265|
|$50,000 - $100,000 in Annual Sales||$375|
|Optional Professional Liability||$125|
|Raise BPP limits to $10,000/$50,000||$185|
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
ACT program benefits
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- Not Premise Specific
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