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The ACT Insurance program offers insurance for handmade jewelers.
Our policies were designed to help small businesses and self-employed crafters get the affordable liability insurance that they need.
ACT offers two different policies: the ACT Pro policy and the ACT Go policy.
ACT Pro is ideal for jewelry makers who attend more than one show a year. It offers the most comprehensive jewelry maker insurance because it includes additional coverage such as the option to add Tools, Supplies, & Inventory Coverage.
ACT Go event coverage offers coverage that is perfect for a jewelry maker who only attends one or two shows a year and does not need the additional coverage of the ACT Pro policy
To learn more about which policy is right for you, please visit our policy comparison page.
Jewelers are not the only people that can benefit from having an ACT Insurance policy. We offer liability coverage for many other artists, crafters, and tradesmen, including:
$0 – $50,000 in Annual Sales
$24.25/Month
$50,000 – $100,000 in Annual Sales
$33.42/Month
Optional Tools, Supplies & Inventory Coverage (Inland Marine)
Optional Professional Liability
$10.42/Month
Optional Cyber Liability
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
1 – 3 Days
$49
7 Days
$99
Up to 90 Days (EZ Renew Option Available)
$149
Year-round Coverage Selling Online, In Person, And Much More!
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
$1M Products & Completed Operations Coverage
$1M Personal & Advertising Injury
General Liability For Online Sales
Optional:
Cyber Liability
Professional Liability
$5K or $10K Tools, Supplies, & Inventory Coverage (Inland Marine)
Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them.
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
Optional:
EZ Renew (for 90 day policies)
Handmade jewelry makers insurance is a policy designed to help you pay for claims arising from bodily injuries and property damage.
Whether you sell your jewelry at events, in stores, or online, accidents can still occur and leave you financially responsible for medical bills, legal fees, repair costs, and more. Having insurance can help to lower (or eliminate) what you owe for a liability claim.
Depending on the type of insurance plan you choose, a short-term ACT Go policy or an annual ACT Pro policy, the limits of liability and types of coverage can vary. The ACT Go policy is made for vendors and exhibitionists who only need 1–90 days of consecutive general liability insurance—whereas the annual policy is for jewelers who manage their business online, need general and product liability insurance, and year-round coverage for events.
Please see the ACT Go event coverage and ACT Pro coverage details to learn more.
The ACT Go event coverage policy starts at $49/event and the ACT Pro annual coverage policy starts at $24.25/month. All policies include FREE unlimited additional insureds.
Based on your policy type, your total costs may vary. Please see the charts below to view the different options available.
Yes! Your work is a valuable asset that deserves to be insured the same way you would your home, vehicle, or health. A single claim can lead to hundreds (or thousands) of dollars in bills, legal fees, or even damage to your reputation.
Most events, stores, and online marketplaces also require you to carry liability insurance. For events, you typically need to show proof of insurance and hold a current general liability policy. This helps to insure you against claims of slips, trips, and falls. It’s also beneficial in the event of unexpected weather conditions.
If you sell handmade jewelry in stores or online marketplaces (like Etsy or Amazon), you need a plan that offers both general and product liability insurance. This goes beyond covering claims caused by your business operations. If your work injures someone or damages their property, such as rashes from metal or discoloration on clothing, you may be covered by your insurance policy.
You never know when an accident can occur, so it’s best to be preventative with your protection rather than struggling without coverage once something happens. Buying a policy now can save you time, money, and stress later. After all, your work is your passion—and that passion deserves to be protected.
No, permanent jewelry is not covered at this time.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.