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Crafters Liability Insurance
As a craft vendor, odds are that you are looking for easy crafters vendor insurance. Most likely it's because a show or a venue that you attend has required you to have a policy and list them as an additional insured. An Artist, Crafters, and Tradesmen (ACT) insurance policy can be purchased online in about 10 minutes.
Crafters liability insurance from ACT was created to provide craft vendors with great coverage at an affordable price. So, how does an ACT crafters policy protect you? Consider this example:
If someone were to get hurt because of the way you set up your canopy or tent, having a current crafters policy could protect you from having to cover expensive medical costs and even your defense attorney fees.
Not every crafter has the same liability insurance needs, so we've created two policies that can be customized to your business. Both policies are available online and offer you 24/7 access to your insurance documents. We also provide you with free, unlimited additional insureds and when you add an event or a director as an additional insured we'll even send them proof of insurance for you.
Our Show Policy is an excellent crafters insurance option if you only need general liability and short-term coverage. This policy starts at 1–3 days for only $39 and can be extended up to 90 days for $89. To buy a show policy, click here.
The Annual Policy not only provides crafters with excellent liability insurance, but it also has coverage for your business personal property. Optional professional liability is available for an additional premium. This policy provides 365 days of coverage from the date of purchase and starts at only $265. It is also the policy that responds to our most common claims. To buy an Annual Policy, click here. .
To look at both the policies together to see which is right for you, please visit our Comparison Page.
Limits of Liability
|General Liability Aggregate Limit||$2,000,000|
|Products-Completed Operations Aggregate Limit||$2,000,000|
|General Liability Each Occurrence Limit||$1,000,000|
|Damage to Premises Rented Limit||$300,000|
|Business Personal Property Limit (Per Article)||$5,000|
|Business Personal Property Aggregate Limit||$10,000|
|Business Personal Property Deductible||$250|
|Optional Professional Liability Per Occurrence Limit||$100,000|
|Optional Professional Liability Aggregate Limit||$200,000|
|Optional Professional Liability Deductible||$1,000|
Pricing(for consecutive days)
|$0 - $50,000 in Annual Sales||$265|
|$50,000 - $100,000 in Annual Sales||$375|
|Optional Professional Liability||$125|
|Raise BPP limits to $10,000/$50,000||$185|
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Common Crafters Insurance Questions
If you have questions about purchasing craft business insurance, we have licensed insurance agents available to help. Please give us a call at 888.568.0548.
ACT program benefits
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- Not Premise Specific
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