Crafters Liability Insurance

Handcrafted coverage for your business, booth, and crafty creations.

What Is Craft Insurance?

Craft insurance is a type of policy that combines multiple insurance coverages into one plan, and is specifically designed to help you pay for common claims you may face when running a creative business.

It can also help you meet event requirements, insure your items against theft and damage, and cover online sales. Many crafters get insurance for peace of mind in case those “what if” moments become a reality.

No matter how you cut it, paste it, stitch it, or shape it, craft insurance can be used by a variety of artisans to cover a variety of crafts, such as:

  • Ceramics
  • Decorative art
  • Glass art
  • Houseware
  • Fashion
  • Fiber art
  • Flower crafts
  • Jewelry
  • Leatherwork
  • Metalcraft
  • Mixed media crafts
  • Needlework
  • Paper crafts
  • Pottery
  • Quilting
  • Scrapbooking
  • Screenprinting
  • Stonecraft
  • Textile crafts
  • Woodwork

Handcrafters Insurance

Handcrafters insurance with ACT Pro includes general and product liability coverage to help you pay for accidental injuries or damages caused by you, your products, or your business. It’s excellent for crafters who sell their handmade goods year-round.

This comprehensive coverage follows you wherever your crafting take you and can be tailored to fit your unique needs. The ACT Pro crafts insurance policy offers:

  • Protection for online and in-person sales
  • Unlimited event coverage in all 50 states*
  • Optional coverage for theft and damages
  • Can meet wholesale and retail requirements

Craft Vendor Insurance

Craft vendor insurance with ACT Go is a short-term general liability policy to help protect you and your booth during events. This flexible coverage works when and where you do, making it ideal for crafters who only attend a few shows per year.

The ACT Go vendor insurance policy provides protection for 1–3 days, 7 days, or 90 days and is approved by most venues and event organizers. It also includes:

  • Free unlimited additional insureds
  • Instant access to a Certificate of Insurance
  • Online claims process with zero deductibles
  • Nationwide coverage at most shows and events*
More than just events

ACT Pro

Year-round Coverage Selling Online, In Person, And Much More!

More Coverage Year Round

Included:

24/7 Access To Policy Documents

Licensed In All 50 States*

Not Premises Specific 

$2M General Liability Aggregate

$1M General Liability Per Occurrence

$5K Medical Expenses

$300K Coverage For Damages To Premises Rented To You 

$1M Products & Completed Operations Coverage 

$1M Personal & Advertising Injury

General Liability For Online Sales 

Optional:

Cyber Liability 

Professional Liability (available in dashboard)

$5K or $10K Tools, Supplies, & Inventory Coverage (Inland Marine) 

Starts at $24.25/Month

Temporary policies for Events

ACT Go

Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them. 

1-90 Day Policies

Included:

24/7 Access To Policy Documents

Licensed In All 50 States*

Not Premises Specific

$2M General Liability Aggregate

$1M General Liability Per Occurrence 

$5K Medical Expenses

$300K Coverage For Damages To Premises Rented To You

Optional:

EZ Renew (for 90 day policies)

Starts at $49/Event

Common Questions About Crafters Insurance

What Does Craft Insurance Cover?

Craft insurance can cover common claims you face as a crafter, like damages from unexpected weather at an event or medical expenses for an injured customer. It can also help pay for legal fees if a lawsuit were to arise from an accident.

The ACT Pro policy allows you to insure your items when you add the optional Tools, Supplies, & Inventory Coverage to your plan. This helps to cover the cost of accidental theft and damages. You can also add coverage for classes you teach with Professional Liability Insurance, and coverage for cyber attacks on an online business with Cyber Liability Insurance.

How Much Does Crafts Insurance Cost?

The cost of craft insurance starts at $49/event for an ACT Go policy and $24.25/month for an ACT Pro policy.

ACT insurance has several policy options for crafters to give you the freedom and flexibility of managing your insurance. You can choose the policy length of your ACT Go coverage, or add optional coverage to your ACT Pro plan, and update your policy online anytime. These customizations may come with additional costs.

Do I Need Insurance To Sell Handmade Crafts?

If you plan on selling your handmade crafts at events, online, or in stores, you may be required to show proof of insurance.

Getting handcrafters insurance is also a great way to have peace of mind knowing you’re covered for common claims. If someone was hurt by your handmade craft or at your event booth, you could have help paying for medical bills or legal fees.

We're Here to Help!

If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.