Woman making a craft

Crafters Liability Insurance

As a craft vendor, odds are that you are looking for easy crafters vendor insurance. Most likely it's because a show or a venue that you attend has required you to have a policy and list them as an additional insured. An Artist, Crafters, and Tradesmen (ACT) insurance policy can be purchased online in about 10 minutes.

Crafters liability insurance from ACT was created to provide craft vendors with great coverage at an affordable price. So, how does an ACT crafters policy protect you? Consider this example:

If someone were to get hurt because of the way you set up your canopy or tent, having a current crafters policy could protect you from having to cover expensive medical costs and even your defense attorney fees.

Not every crafter has the same liability insurance needs, so we've created two policies that can be customized to your business. Both policies are available online and offer you 24/7 access to your insurance documents. We also provide you with free, unlimited additional insureds and when you add an event or a director as an additional insured we'll even send them proof of insurance for you.

Show Policy

Our Show Policy is an excellent crafters insurance option if you only need general liability and short-term coverage. This policy starts at 1–3 days for only $39 and can be extended up to 90 days for $89. To buy a show policy, click here.

Annual Policy

The Annual Policy not only provides crafters with excellent liability insurance, but it also has coverage for your business personal property. Optional professional liability is available for an additional premium. This policy provides 365 days of coverage from the date of purchase and starts at only $265. It is also the policy that responds to our most common claims. To buy an Annual Policy, click here. .

To look at both the policies together to see which is right for you, please visit our Comparison Page.


Limits of Liability

 
General Liability Aggregate Limit $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
General Liability Each Occurrence Limit $1,000,000
Damage to Premises Rented Limit $300,000
Business Personal Property Limit (Per Article) $5,000
Business Personal Property Aggregate Limit $10,000
Business Personal Property Deductible $250
Optional Professional Liability Per Occurrence Limit $100,000
Optional Professional Liability Aggregate Limit $200,000
Optional Professional Liability Deductible $1,000

Pricing

(for consecutive days)
 
$0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP limits to $10,000/$50,000 $185

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

 

Common Crafters Insurance Questions

Crafters insurance protects you and your business against damages and defense costs caused by your business operations. For example, if someone were to get injured because of the way you set up your booth at a craft fair, having a current crafters insurance policy from Artists, Crafters, and Tradesmen (ACT) Insurance could help you pay for their medical expenses and the cost of hiring a lawyer.
ACT insurance has several pricing options for crafters. The Show Policy starts at $39 for 1–3 days of coverage, but for only $89 you can extend your coverage for a full 90 days. If you are a crafter who attends many shows throughout the year, the ACT Annual Policy will give you coverage for 365 days for only $265.
Many shows, fairs, and festivals require crafters to have a current liability insurance policy and to name the event and its directors as an additional insured. However, when you purchase a policy from ACT Insurance, you also position you and your business as a serious and responsible professional.

Have Questions?

If you have questions about purchasing craft business insurance, we have licensed insurance agents available to help. Please give us a call at 888.568.0548.

Show policies

starting at $39

Annual policies

starting at $265

ACT program benefits

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premise Specific

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Contact us

ACT INSURANCE
(Artists, Crafters, & Tradesmen)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062
P: 844.520.6991
info@actinsurance.com

Testimonials

Stacey B. - Maine

"This is a great way to obtain insurance for trade shows. Online purchase is very convenient and affordable. I so appreciate your quick response in getting me set up."

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