Woman making a craft

Liability Insurance for Crafters

As a craft business owner or vendor, whether you do the work as your full-time job or as a side project to earn a few extra bucks each month, you have the creativity and skill to make products that people want. Maybe you even attend art fairs to market your crafts. If you do, you need to be sure you have prepared for the risks that come from attending these events. See a few examples here: common artist & crafter insurance claims.

Are you financially prepared in case a customer claims they hurt themselves while handling your craft or were injured while they were in your booth?

Show Policy

If you need show & event general liability insurance for up to 90 consecutive days, our show policy could be right for you. The Show Policy starts at just $39. The Show Policy does not include: product liability, business personal property, or the option to purchase professional liability. See show policy details

Annual Policy

If you’re looking for more comprehensive coverage or if you attend multiple events per year, consider the annual policy. Starting at just $265, the annual policy adds product liability, business personal property, and the option to purchase professional liability coverage. See annual policy details.

To look at both the policies together to see which is right for you, please visit our Comparison Page.


Limits of Liability

 
General Liability Aggregate Limit $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
General Liability Each Occurrence Limit $1,000,000
Business Personal Property Limit (Per Article) $5,000
Business Personal Property Aggregate Limit $10,000
Business Personal Property Deductible $250
Optional Professional Liability Per Occurrence Limit $100,000
Optional Professional Liability Aggregate Limit $200,000
Optional Professional Liability Deductible $1,000

Pricing

(for consecutive days)
 
$0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP limits to $10,000/$50,000 $185

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

 

Common Crafters Insurance Questions

Crafters insurance protects you and your business against damages and defense costs caused by your business operations. For example, if someone were to get injured because of the way you set up your booth at a craft fair, having a current crafters insurance policy from Artists, Crafters, and Tradesmen (ACT) Insurance could help you pay for their medical expenses and the cost of hiring a lawyer.
ACT insurance has several pricing options for crafters. The Show Policy starts at $39 for 1–3 days of coverage, but for only $89 you can extend your coverage for a full 90 days. If you are a crafter who attends many shows throughout the year, the ACT Annual Policy will give you coverage for 365 days for only $265.
Many shows, fairs, and festivals require crafters to have a current liability insurance policy and to name the event and its directors as an additional insured. However, when you purchase a policy from ACT Insurance, you also position you and your business as a serious and responsible professional.

Have Questions?

If you have questions about purchasing craft business insurance, we have licensed insurance agents available to help. Please give us a call at 888.568.0548.

Show policies

starting at $39

Annual policies

starting at $265

ACT program benefits

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premise Specific

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Recent Blog Posts & News for Crafters

Contact us

ACT INSURANCE
(Artists, Crafters, & Tradesmen)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062
P: 844.520.6991
info@actinsurance.com

Testimonials

Stacey B. - Maine

"This is a great way to obtain insurance for trade shows. Online purchase is very convenient and affordable. I so appreciate your quick response in getting me set up."

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