Coverage for creatives selling or retailing handcrafted goods online.
Online retailer insurance is designed to protect artists and crafters from third-party claims related to their ecommerce business. It can provide financial coverage for medical expenses, repair costs, and legal fees — making uh-oh moments okay again!
Online seller insurance has your back while you sell on your own site, or through third-party marketplaces like:
No matter how you stamp it, stitch it, sculpt it, or string it, online sellers insurance can cover a variety of creative businesses, including:
Recommended for Online Sellers
ACT Pro
365-day coverage
$24.25/Month
ACT Go
$49/Event
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
(Or $279 per year)
Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)
Coverage for Beauty & Cosmetics, Soap, and Candle Makers
ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.
Short-Term Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.
Pricing
Yes, online retailers need insurance! Just like you wouldn’t ship a package without padding, you shouldn’t run your ecommerce shop without protection.
Liability insurance offers the basic coverage to protect your handmade business, allowing you to keep crafting, selling, and sharing your creations without the worry!
For just $24.25 per month, ACT Pro offers comprehensive business insurance for online retailers, so you can create with confidence year-round.
ACT Go starts at $49 per event, providing peace of mind while you showcase your handmade magic at markets and craft fairs.
Looking for enhanced coverage? Curate your perfect policy with ACT Pro and add optional coverages that best suit your creative needs!*
Your creativity knows no limits — so why let a claim slow you down?
ACT is built for makers, dreamers, and doers who need simple, reliable coverage to keep their small business dreams soaring.
Stay inspired, keep creating, and enjoy the freedom to grow with the most trusted name in arts and crafts insurance.
Yes, you need business insurance for an online store to help you cover costly claims, meet seller requirements, and foster trust with customers.
One of the most crucial coverages is product liability insurance for online sellers. Some marketplaces require it once you hit a certain sales level or sell higher-risk products. Others, like Etsy, make it clear they won’t cover you for product-related claims. This insurance helps fill that gap, keeping your business safe while you create and sell!
Online retailers need insurance to protect themselves from financial risks tied to their products and advertising. If an item you sell causes injury or damage, or if a marketing claim leads to financial harm, the right policy can help cover the costs.
Even if you run your business from home, most homeowners’ or renters’ insurance won’t cover business-related incidents — making liability coverage an online retailer essential.
Yes, ACT Pro can cover both your online store and your booth at in-person events! This policy is designed to cover you year-round in most places you choose to sell, offering seamless protection for your business and products.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.
