Coverage crafted for your soap-making business.
Soap maker insurance is a business policy designed to protect you when someone claims your business caused harm, like a skin reaction, a slip-and-fall at your booth, or property damage.
Think of it as a protective layer for your business, just like the careful curing that finishes your handmade bars. This coverage helps you:
Recommended for Soap Makers
ACT Pro
365-day coverage
$515/Year
ACT Go
$49/Event
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
(Or $279 per year)
Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)
Coverage for Beauty & Cosmetics, Soap, and Candle Makers
ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.
Short-Term Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.
Pricing
If you create and sell soap, you need soapmaker insurance. Whether you cure full-time or pop up at weekend markets, this essential coverage protects your business, so you can focus on crafting your perfect products.
Melt, mix, and pour with confidence. Soap making insurance is designed for you, plus:
Soap artisans need a blend of these “base oils” of business insurance to protect themselves against common claims.
ACT Go starts at $49 per event, offering quick general liability coverage if you sell at the occasional market.
Our recommended coverage for soap makers, ACT Pro, starts at $515/year, with options for add-on protections tailored to your business needs!
ACT helps thousands of makers protect their passion — from cold-process to melt-and-pour, herbal blends to luxury bars.
Soapmaking insurance is the smartest ingredient you can add to your handmade business. Get top-rated coverage at an affordable price, protecting you for a single event or a whole year.
Soapmakers typically need general and product liability coverage, at a minimum.
Your insurance needs are as unique as your product line, so get a quote to find out which coverages are best for your soap-making business.
No, you do not need FDA approval to sell homemade soap as long as it is labeled and sold as a cleanser only. If your homemade soap is considered a cosmetic, meaning it is used as a moisturizer, deodorizer, or leaves a fragrance behind, then it must comply with FDA regulations. Learn more on the FDA’s website.
Yes, your policy follows you wherever you go nationwide! Sell handmade soaps at events across state lines, wherever your creativity takes you, knowing you’re covered against general liability claims.
Most business owners who sell soap need a general business license, plus any permits required by their city or state. If you plan to sell your products online or in person, you’ll also need a sales tax permit.
Requirements vary by location, so check your state’s Secretary of State website and your local city or county government to confirm which permits you need.
ACT Pro offers the most comprehensive coverage for soap makers, making it ideal if you sell year-round, run an online shop, or need protection for the products you make. It includes general and product liability, plus free, unlimited additional insureds for markets and events.
ACT Go is better for short-term needs, such as getting quick proof of insurance to sell at craft shows, farmers markets, or single events. It also includes free, unlimited additional insureds.
Feel free to compare policies to find the best coverage for your needs!
The following products are not covered under the ACT handmade beauty policy. Review your policy for the full details on what is and isn’t covered.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.
