Annual Policy - Who qualifies

EXCLUDED:

• Disc Jockeys (DJs)
• All Ingestible Food or Drink Products
• Any Product Requiring a Prescription
• Architecture or Design Professionals
• Art Galleries
• Artisan Contractors
• Beauty or Health Services that are provided by an insured for a fee
• Candles Including Liquid Fuel Gel or Wax Melts
• Children’s Furniture
• Children’s Toys
• Commercial Painters
• Construction Operations
• Directing, hosting, organizing, planning, promoting, or sponsoring of a fair, festival, show, or similar event
• Drugs
• Medical Equipment/Devices
• Medical Invasive Products Intended to Stay in the Body
• Nutraceuticals
• Performing Artists
• Portrait Photography
• Videographers
• Musicians
• Pharmaceuticals
• Products Designed for Infants, Toddlers, or Children
• Retail Storefronts – Premises May Be Owned or Leased Mainly for Use for Working and Not for Retail Sales
• Saddles, Harnesses, or Horse Furnishings
• Salon or Spa Operations
• Sporting Goods/Equipment
• Tattoo Artists
• Theater or performing arts shows
• Three-Dimensional Installation Art
• Tobacco Related Products
• E-Cigarettes and Smokeless Products
• Topical Products such as Cosmetics, Lotions, or Soaps
• Vitamins, Supplements, or Suppositories
• Weapons, Knives, or Ammunition