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Coverage Details — Annual Policy

With the ACT Annual Policy you get so much more than with the Show Policy, including coverage for your supplies, equipment, and products/completed operations! Plus, with the Annual policy you have the option to include Professional Liability, which provides coverage if you teach, host training sessions, or do art demonstrations.

The ACT Annual policy is a master policy that provides each insured with their own certificate of insurance and dedicated liability limits. To put it simply, you will not share limits with other ACT insureds. Another benefit of the ACT policy is that there is no liability deductible.

ACT's Annual Policy includes coverages needed for your products' liability exposures while you're attending a tradeshow, fair, or exhibition. To qualify for the ACT Annual Policy, your annual gross sales must be under $100,000. If you have more than $100,000 gross sales per year, then contact the ACT customer support team for additional options.

Limits of Liability

General Liability Aggregate Limit $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
General Liability Each Occurrence Limit $1,000,000
Damage to Premises Rented to You Limit $300,000
Business Personal Property Limit (Per Article) $5,000
Business Personal Property Aggregate Limit $10,000
Business Personal Property Deductible $250
Optional Professional Liability Per Occurrence Limit $100,000
Optional Professional Liability Aggregate Limit $200,000
Optional Professional Liability Deductible $1,000


(for consecutive days)
$0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP limits to $10,000/$50,000 $185

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

Show policies

starting at $39

Annual policies

starting at $265

ACT program benefits

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premise Specific

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Contact us

(Artists, Crafters, & Tradesmen)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062
P: 844.520.6991


Stacey B. - Maine

"This is a great way to obtain insurance for trade shows. Online purchase is very convenient and affordable. I so appreciate your quick response in getting me set up."

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