ACT Pro Coverage Details
Year-round Coverage Selling Online, In Person, And Much More!
Starting At
$24.25/ Month
Or $279/Year
Annual
Policies
Policies
Year-round Coverage Selling Online, In Person, And Much More!
$24.25/ Month
Or $279/Year
With the ACT Pro annual policy, you get coverage for General Liability as well as products/completed operations. The annual policy provides you with the necessary coverage to sell your products in person at your store, at a show, or market, as well as to anyone online.
Plus, with the ACT Pro policy you have the option to include professional liability insurance, which provides coverage if you teach, host training sessions, do art demonstrations, or hold anything similar virtually. You can also optionally add Tools, Supplies, & Inventory Coverage (Inland Marine) to your policy to protect the items you use to run your business and create your work.
You can add unlimited additional insureds online for FREE in just a few clicks. Whether you’re in your studio, selling online, or out at events, you can do it with the confidence of an insured ACT professional.
The ACT Pro policy provides each insured with their own certificate of insurance and dedicated liability limits. To put it simply, you will not share limits with other ACT insureds. Another benefit of ACT Pro is that there is no liability deductible.
ACT has your back, so you can spend less time worrying about business risks and more time creating what you love.
The ACT Pro annual policy includes coverages needed for your products’ liability exposures while you’re attending a tradeshow, fair, or exhibition, or if you’re selling your products online. To qualify for ACT Pro, your annual gross sales must be under $100,000. If you have more than $100,000 gross sales per year, contact the ACT customer support team for additional options.
$2,000,000
$1,000,000
$300,000
The maximum amount your policy may pay for medical bills and costs accrued by an injured person(s) whose injuries were caused by your business operations.
$5,000
The maximum amount your policy may pay within a year for bodily injury and property damage caused by your products. Additionally, it may cover claims related to business operations conducted away from your primary location, even after those operations have been completed or abandoned.
$2,000,000
The maximum amount your policy may pay within a year for claims that violate a person or business’s rights (excluding physical harm). Offenses include:
-Oral or written publication that slander, libel, or violate a person’s right of privacy
-The use of another’s advertising idea in your advertisement (copyright infringement)
-False arrest, detention, or imprisonment
-Wrongful Eviction or entry
-Malicious prosecution
$1,000,000
The maximum amount your policy may pay within a year for all claims relating to covered damage or theft of your insured tools, supplies, and inventory.
$10,000
$5,000
The amount of money you are required to pay before your policy may pay for a claim relating to covered damage or theft of your insured tools, supplies, and inventory.
$250
The maximum amount your policy may pay within a year for all claims relating to bodily injuries, property damage, or financial loss caused by professional advice you provided or failed to provide.
$1,000
$100,000
The amount of money you are required to pay before your policy may pay for a claim relating to cyber liability incidents.
$1,000
$0 – $50,000 in Annual Sales
$50,000 – $100,000 in Annual Sales
Also known as Inland Marine Insurance, this covers tangible property that is moveable or transportable in nature (e.g. tools, supplies, or inventory), but excludes coverage for structures and items part of a structure.
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Or $49/Event
of ACT Claims are
3rd Party Property Damage