As an artist or crafter, you know that you need insurance to protect yourself from liability claims.... MORE
Coverage Details — Annual Policy
With the ACT Annual Policy you get so much more than with the Show Policy, including coverage for your supplies, equipment, and products/completed operations! Plus, with the Annual policy you have the option to include Professional Liability, which provides coverage if you teach, host training sessions, or do art demonstrations.
The ACT Annual policy is a master policy that provides each insured with their own certificate of insurance and dedicated liability limits. To put it simply, you will not share limits with other ACT insureds. Another benefit of the ACT policy is that there is no liability deductible.
ACT's Annual Policy includes coverages needed for your products' liability exposures while you're attending a tradeshow, fair, or exhibition. To qualify for the ACT Annual Policy, your annual gross sales must be under $100,000. If you have more than $100,000 gross sales per year, then contact the ACT customer support team for additional options.
Limits of Liability
|General Liability Aggregate Limit||$2,000,000|
|Products-Completed Operations Aggregate Limit||$2,000,000|
|General Liability Each Occurrence Limit||$1,000,000|
|Business Personal Property Limit (Per Article)||$5,000|
|Business Personal Property Aggregate Limit||$10,000|
|Business Personal Property Deductible||$250|
|Optional Professional Liability Per Occurrence Limit||$100,000|
|Optional Professional Liability Aggregate Limit||$200,000|
|Optional Professional Liability Deductible||$1,000|
Pricing(for consecutive days)
|$0 - $50,000 in Annual Sales||$265|
|$50,000 - $100,000 in Annual Sales||$375|
|Optional Professional Liability||$125|
|Raise BPP limits to $10,000/$50,000||$185|
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
ACT program benefits
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- Not Premise Specific
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