Insurance for Candle, Bath & Beauty Product Makers

Coverage crafted for your handmade soap, beauty, or candle-making business.

FROM

$515
Per Year
Thats about $1.41/day
Or $49 for event Coverage

4.8/5 on

What Is Candle, Bath & Beauty Product Maker Insurance?

Candle, bath, and beauty product maker insurance is a type of liability insurance designed to protect your business from costly accidents. If your handmade candles, soaps, or cosmetics hurt someone or cause damage, this coverage can help pay for the related costs.

Your coverage can help you:

Will Bath, Body & Candle Business Insurance Cover Me?

However you melt, mold, or pour your carefully crafted products, insurance for selling homemade cosmetics, soap, and candles is made for you. It covers:

Visit our Who Qualifies page for the full list of covered professions.

Coverage Options for Bath, Beauty, & Candle Makers

Discover affordable, handcrafted coverage with ACT Pro and ACT Go.

Recommended for Soap, Candle, and Cosmetics Businesses

ACT Pro

365-day coverage

$515/Year

Everything from ACT Go plus…

ACT Go

Basic general liability coverage

$49/Event

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

  • Theft & Damage Coverage +$4.50/month

    Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.

  • Data Breach Protection +$8.25/month

    Cyber Liability Coverage available up to $100,000

  • Workshop & Class Coverage +$10.42/month

    Professional Liability is available through the user dashboard with upfront payment.

Pricing

  • ACT Pro $24.25 per month

    (Or $279 per year)

  • ACT Pro
    for Curated Sellers
    $31.59 per month

    Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)

  • ACT Pro
    for Handmade Beauty Businesses
    $515 per year

    Coverage for Beauty & Cosmetics, Soap, and Candle Makers

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

  • Theft & Damage Coverage +$54

    Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.

  • Data Theft Protection Excluded
  • Workshop & Class Coverage Excluded

Pricing

  • 1-3 Days $49
  • 7 Days $99
  • 90 Days $199

Who Needs Bath, Body & Candle Business Insurance?

Small business owners and crafters who sell handmade soap, candles, or beauty products need insurance to protect them from claims if something goes wrong. Your coverage gives you support beyond careful labeling and product quality.

What Does Bath and Body Business Insurance Cover?

Liability insurance for small handmade beauty businesses can cover costs like medical bills, property repairs, or legal fees if your business or products cause accidental harm. Your policy should include essential coverages like:

How Much Does Bath and Body Business Insurance Cost?

Insurance for bath, beauty, and candle makers starts at $515 per year with ACT Pro. That’s like paying $1.41 a day to protect the business you’ve built by hand and the products you pour so much into.

Looking for fuller coverage? Customize your ACT Pro policy with the perfect blend of optional add-ons, such as:

Need vendor insurance for a market, pop-up, or craft show? ACT Go starts at $49 per event.

*Additional monthly coverages available only with ACT Pro. Theft & Damage Coverage is available on both plans.

The #1 Insurance For Candle, Bath & Beauty Product Makers

You create beauty in people’s lives and their homes, from nourishing bath and body products to memorable scents. Why let one small blemish put everything you’ve built at risk?

ACT is built for artisans like you who make the world feel, smell, and look more beautiful. Our flexible, affordable coverage supports your creativity from first pour to long after checkout.

Protect your business and keep creating with coverage that helps your business grow.

small businesses protected
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creative industries covered
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FAQs About Insurance for Bath, Beauty & Candle Businesses

Do I Need Insurance To Sell Homemade Soap?

Yes, you typically need soap maker insurance to sell homemade soap at markets, festivals, and online. Many venues and event organizers require a Certificate of Insurance (COI) with proof of general liability coverage. Product liability insurance may also be essential if you sell to retailers or pursue wholesale opportunities.

What Insurance Does a Candle Business Need?

Most candle businesses need candle making insurance that includes general liability coverage to help pay for injury or property damage claims.

If you sell handmade candles, you may also need product liability insurance to help cover accidents or damage caused by your products after they are sold to a customer.

Do I Need Insurance To Sell Beauty Products Online?

Yes, you normally need insurance to sell handmade beauty products online. Most online marketplaces won’t cover you for claims related to our products. You need your own insurance policy that includes general and product liability coverage.

Can I Get Insurance for Selling at Craft Fairs, Farmers Markets, and Pop-Ups?

Yes. ACT Go starts at $49 per event for short-term coverage at craft fairs, farmers markets, and pop-up events. If you sell year-round or need broader protection for your business and products, ACT Pro may be a better fit. Both options offer instant proof of coverage, so you can meet vendor requirements fast.

Does Product Liability Insurance Cover Handmade Soaps, Candles, and Cosmetics?

Yes. ACT Pro’s product liability insurance for handmade products can cover soaps, candles, and cosmetics.

We're Here to Help!

If you have questions about purchasing bath, beauty, or candle business insurance, our team of licensed agents is available to help. Please call us at 844.520.6991.