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ACT Insurance offers wood and metal crafters the insurance protection they need to help protect their business from financial risk as they attend various events. Our ACT Pro policy offers the most protection with a higher coverage limit and additional coverage like product liability coverage and the option for tools, supplies, and inventory coverage.
The ACT Pro policy also offers crafters who teach and demonstrate their craft the option to purchase professional liability insurance coverage.
The ACT Go policy was designed for crafters who attend only one or two events per year and do not need the more comprehensive coverage of an ACT Pro policy.
ACT Insurance is not just for crafters. We offer liability insurance for many different art and craft professions, including:
$0 – $50,000 in Annual Sales
$24.25/Month
$50,000 – $100,000 in Annual Sales
$33.42/Month
Optional Tools, Supplies & Inventory Coverage (Inland Marine)
Optional Professional Liability
$10.42/Month
Optional Cyber Liability
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
1 – 3 Days
$49
7 Days
$99
Up to 90 Days (EZ Renew Option Available)
$149
Year-round Coverage Selling Online, In Person, And Much More!
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
$1M Products & Completed Operations Coverage
$1M Personal & Advertising Injury
General Liability For Online Sales
Optional:
Cyber Liability
Professional Liability
$5K or $10K Tools, Supplies, & Inventory Coverage (Inland Marine)
Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them.
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
Optional:
EZ Renew (for 90 day policies)
Wood and metal crafters insurance is a unique coverage designed to help you pay for claims arising from bodily injury or property damage.
Whether you sell your products at events, in stores, or online, accidents can still occur and leave you financially responsible for medical bills, repair costs, legal fees, and more. Having wood and metal crafters insurance can help to lower (or eliminate) what you owe for a liability claim.
Depending on the type of policy you choose, a short-term ACT Go policy or an ACT Pro policy, the limits of liability and types of coverage can vary. The ACT Go policy is made for vendors who only need 1–90 days of consecutive general liability insurance—whereas the ACT Pro policy is for those who manage their business online, need general and product liability insurance, and year-round coverage for events.
Please see the ACT Go Policy and ACT Pro Policy coverage details to learn more.
The ACT Go policy starts at $49/event and the ACT Pro policy starts at $24.25/month. All policies include FREE unlimited additional insureds.
Based on your policy type, your total costs may vary. Please see the charts below to view the different options available.
Yes, your craft is a valuable asset that deserves to be insured the same way you would your home, vehicle, or health. A single claim can lead to hundreds (or thousands) of dollars in bills, legal fees, or even damage to your reputation.
Most events, stores, and online marketplaces also require you to have liability insurance. For events, you typically need to show a proof of insurance and hold a current general liability policy. This helps to insure you against claims of slips, trips, and falls. It’s also beneficial in the event of unexpected weather conditions.
If you sell your handmade products in stores or online marketplaces (like Etsy or Amazon), you need a plan that offers both general and product liability insurance. This goes beyond covering claims caused by your business operations. If your work injures someone or damages their property, such as cuts or discolored surfaces, you may be covered by your insurance policy.
You never know when an accident can occur, so it’s best to be preventative with your protection rather than struggling without coverage once something happens. Buying a policy now can save you time, money, and stress later. After all, your work is your passion—and that passion deserves to be protected.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.