actinsurance sm logo
ACT Pro

Starting at
$24.25 /month

ACT Go

Starting at
$49/event

About ACT

Check out who’s behind ACT.

Contact Us

Monday – Friday
6 AM – 6PM Mountain

Liability Insurance for Wood and Metal Crafters

ACT Pro

ACT Policies for Woodworkers and Metalworkers

Wood and metal crafters, who attend various events to sell their products should consider purchasing liability insurance. Many events require their vendors to purchase a liability insurance policy for artists, but even if they do not, liability insurance can be valuable for your business if you are determined to be liable for accidental damage to another vendor’s property or for injury to a third-party.

The ACT Pro Policy

ACT Insurance offers wood and metal crafters the insurance protection they need to help protect their business from financial risk as they attend various events. Our ACT Pro policy offers the most protection with a higher coverage limit and additional coverage like product liability coverage and the option for tools, supplies, and inventory coverage.

The ACT Pro policy also offers crafters who teach and demonstrate their craft the option to purchase professional liability insurance coverage.

The ACT Go Policy

The ACT Go policy was designed for crafters who attend only one or two events per year and do not need the more comprehensive coverage of an ACT Pro policy.

Who Is It For?

ACT Insurance is not just for crafters. We offer liability insurance for many different art and craft professions, including:

More than just events

ACT Pro

Year-round Coverage Selling Online, In Person, And Much More!

More Coverage Year Round

Included:

24/7 Access To Policy Documents

Licensed In All 50 States*

Not Premises Specific 

$2M General Liability Aggregate

$1M General Liability Per Occurrence

$5K Medical Expenses

$300K Coverage For Damages To Premises Rented To You 

$1M Products & Completed Operations Coverage 

$1M Personal & Advertising Injury

General Liability For Online Sales 

Optional:

Cyber Liability 

Professional Liability (available in dashboard)

$5K or $10K Tools, Supplies, & Inventory Coverage (Inland Marine) 

Starts at $24.25/Month

Temporary policies for Events

ACT Go

Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them. 

1-90 Day Policies

Included:

24/7 Access To Policy Documents

Licensed In All 50 States*

Not Premises Specific

$2M General Liability Aggregate

$1M General Liability Per Occurrence 

$5K Medical Expenses

$300K Coverage For Damages To Premises Rented To You

Optional:

EZ Renew (for 90 day policies)

Starts at $49/Event

Common Questions About Wood & Metal Crafters Insurance

What Is Wood And Metal Crafters Insurance?

Wood and metal crafters insurance is a unique coverage designed to help you pay for claims arising from bodily injury or property damage. 

Whether you sell your products at events, in stores, or online, accidents can still occur and leave you financially responsible for medical bills, repair costs, legal fees, and more. Having wood and metal crafters insurance can help to lower (or eliminate) what you owe for a liability claim.

Depending on the type of policy you choose, a short-term ACT Go policy or an ACT Pro policy, the limits of liability and types of coverage can vary. The ACT Go policy is made for vendors who only need 1–90 days of consecutive general liability insurance—whereas the ACT Pro policy is for those who manage their business online, need general and product liability insurance, and year-round coverage for events.

Please see the ACT Go Policy and ACT Pro Policy coverage details to learn more.

Buy Now From $49/Event Or $24.25/Month

How Much Is Wood And Metal Crafters Insurance?

The ACT Go policy starts at $49/event and the ACT Pro policy starts at $24.25/month. All policies include FREE unlimited additional insureds. 

Based on your policy type, your total costs may vary. Please see the charts below to view the different options available.

Buy Now From $49/Event Or $24.25/Month

Do I Need Wood And Metal Crafters Insurance?

Yes, your craft is a valuable asset that deserves to be insured the same way you would your home, vehicle, or health. A single claim can lead to hundreds (or thousands) of dollars in bills, legal fees, or even damage to your reputation. 

Most events, stores, and online marketplaces also require you to have liability insurance. For events, you typically need to show a proof of insurance and hold a current general liability policy. This helps to insure you against claims of slips, trips, and falls. It’s also beneficial in the event of unexpected weather conditions. 

If you sell your handmade products in stores or online marketplaces (like Etsy or Amazon), you need a plan that offers both general and product liability insurance. This goes beyond covering claims caused by your business operations. If your work injures someone or damages their property, such as cuts or discolored surfaces, you may be covered by your insurance policy.

You never know when an accident can occur, so it’s best to be preventative with your protection rather than struggling without coverage once something happens. Buying a policy now can save you time, money, and stress later. After all, your work is your passion—and that passion deserves to be protected.

$49/Event Or $24.25/Month

We're Here to Help!

If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.