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Coverage for carving, woodturning, furniture making, and wood crafting.
Woodworkers insurance is a specialty business insurance that financially protects artisan wood crafters from accidents caused by their business or products. It can also cover accidents that happen during vendor events or while teaching a woodworking class.
Whether you’re a hobbyist selling at local markets or a full-time artist crafting bespoke pieces in your workshop, insurance helps you whittle down your risks and cover you for claims.
ACT Pro
365 day artist liability insurance coverage
$24.25/Month
ACT Go
$49/Event
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
Short-Term Policy Limits of Liability
Optional Add-Ons
Pricing
Yes, a woodcraft business needs insurance! It’s the best shield for your business, whether you’re looking to insure your wooden wares or keep your hobby hassle-free.
Liability insurance offers the basic coverage you need to prevent a small claim from splintering your finances. There are different types of liability coverage, just as there are various types of seals to protect your pieces.
Get wood product insurance for as low as $24.25 monthly with ACT Pro, or grab top-notch vendor coverage starting at $49 per event with ACT Go.
Looking for more coverage? Carve out a personalized policy with ACT Pro and add optional coverages that best suit your creative needs!*
*Additional coverages are available only on the ACT Pro plan.
Your craftsmanship is unstoppable — so why let anything get in the way?
ACT Insurance was created for crafters like you, giving you the coverage you need to create freely without the hassle of finding insurance holding you back.
Protect your passion with the most trusted name in woodworking insurance today!
Yes, you need insurance for a home-based woodworking business! Homeowners’ insurance typically doesn’t cover business-related activities, so having dedicated business coverage is essential to protect yourself from costly claims.
Even if you operate from home, you’re still at risk for customer injuries, slip-and-fall accidents, or product defects becoming your responsibility.
Yes, you can start a woodworking business without insurance if your state does not require it; however, you’ll likely be required to carry coverage before you can attend events, secure custom project contracts, or sell your handmade goods online and in stores.
If you only dust off your drill a few times a year to sell your work at events, you’ll likely need an ACT Go policy for short-term coverage. For wood crafters carving more frequently, ACT Pro keeps you protected from your first cut to the final finish with year-round business coverage.
Learn more about the insurance requirements for your state to ensure your business complies with local laws and regulations.
See a full list of our ACT policy exclusions to learn more.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.