Are you hoping to sell your jewelry, artwork, and other handmade items at a festival or show, but you just found out you need insurance coverage?
Vendor Liability insurance from Artists, Crafters, and Tradesmen (ACT) Insurance is easy to purchase, easy to understand, and is available with two great coverage options to fit both your needs and the needs of the show you’ll be attending.
Please note that your actual products are not covered, regardless of whether they are sold online or at a festival. If your items have the potential to cause personal injury or property damage and you are hand making them, you will need the more robust coverages offered under the Annual Policy.
ACT’s Annual Policy offers artists and crafters the most robust coverages and better bang for your buck, especially if you are attending 3 or more events per year and your products are handmade by you. For multiple events that occur year-round, the annual policy is more convenient and cost-effective than purchasing a short-term policy for each individual show.
The ACT Annual Policy includes even more coverages than are provided in the Show Policy, foremost among them being coverage for your products/completed operations. In addition, you can also add professional liability coverage (which you will need if you teach, host training sessions, or do art demonstrations) and add business personal property insurance (which can cover your supplies, equipment, and inventory). Policies last for 12 months and start at $279.
Both of our policies offer coverage at a variety of venues and are, for the most part, non-premises specific, with some exceptions, including art galleries for the Annual Policy and a short list of locations for the Show Policy (visit our Show Policy Exclusions page to view this list). So, whether you’re attending fairs held in convention centers or outdoors, you can count on ACT.
ACT Insurance is also available for instant, online purchase with immediate access to proof of insurance and 24/7 access to your policy documents. Because we utilize a no-quote process, you save time and money without sacrificing quality insurance coverage.
Finally, you never have to pay a deductible on liability claims, giving you confidence and peace of mind before attending your event.
Vendor liability insurance is a short-term general liability policy designed to help vendors and exhibitors cover the cost of third-party claims of injury or property damage.
If a gust of wind knocks your tent into another vendor’s booth, damaging their tent and display, your policy could help cover the costs of repairs. Or, if someone trips on your display and breaks their ankle, your coverage may help you pay for their medical bills.
Vendor liability insurance starts at $49 for 1–3 days of consecutive coverage, with longer policy lengths available for an additional cost. The seven day policy allows for one full week of coverage for $99 and the 90 day policy offers three months of coverage for $149 (with the option to renew).
Plus, all policies allow you to add an unlimited number of additional insureds for FREE!
ACT offers the highest insurance limits for the lowest price on the market, so you can get the coverage you deserve at a price you can afford.
Yes, most events require vendors and exhibitors to show proof of insurance before you can apply or attend. Typically, you only need a general liability policy and to name the event, venue, or city as an additional insured. In the case of a claim, this just means the venue is protected by your policy. Every attendee needs their own insurance policy and cannot be named as an additional insured on another insured’s plan.
Vendor liability insurance helps you stay protected from the unexpected. You never know if inclement weather or part of your display may lead to an accident. A single claim can lead to hundreds (or thousands) of dollars in bills, legal fees, or even damage to your reputation.
After all, your business is your passion—and that passion deserves to be protected.