Sculptors Insurance

Liability coverage shaped to protect your creative business.

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What Is Sculptor Insurance?

Sculptor insurance protects sculptors from potential claims arising from their creative business activities.

With your skilled hands, you create works of art to show and sell at events — but sometimes accidents happen. Liability coverage helps ensure you won’t have to pay out of pocket to make things right in case of third-party injuries or property damage.

ACT Insurance is designed to safeguard your business and help you meet event requirements, so you can focus on what matters most: creating and selling beautiful work.

Sculptors Insurance Coverage Options

Choose from our two customizable policies: ACT Pro and ACT Go.

ACT Pro

365 day artist liability insurance coverage

$24.25/Month

Everything from ACT Go plus…

ACT Go

Basic general liability coverage

$49/Event

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

  • Monthly Price $24.25
  • Annual Price $279

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

Who Needs Liability Insurance for Sculptors?

If you’re an artist who creates and sells sculptures at art festivals, craft shows, or markets, you need sculptor insurance!

No matter how you chisel, carve, or cast your work, sculptors insurance is essential to your business. It also covers:

What Types of Insurance Do Sculptors Need?

Sculptors insurance offers the basic coverage you need to cover your artistic business. Like the tools you use to create your work, different insurance types work to secure your business from multiple angles.

How Much Does Sculptor Insurance Cost?

Sculpture insurance for artists costs as low as $24.25 a month with ACT Pro, or $49 per event with ACT Go.

Need more coverage? Opt for ACT Pro to access these additional coverages and create your ideal plan!*

*Additional coverages are available only on the ACT Pro plan. 

The #1 Sculptors Insurance for Artists, Crafters, & Tradesmen

ACT is designed to keep up with your creativity — from the studio to showcase to sale. Enjoy event-approved coverage for a few days or a full year to sell your creations confidently!

small businesses protected
290000 +
event partnerships
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creative industries covered
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Common Questions About Sculptor Insurance

Why Do Sculptors Need Insurance?

You need insurance to protect your creative business from accidents like:

  • Slip-and-falls at your business or studio
  • Damage to other vendor’s property caused by your products
  • Customer injury or property damage caused by your products after sale
  • Unexpected weather mishaps, such as wind blowing your booth into a third party


In addition, you need sculptor insurance to be approved as a vendor at most art events. Get covered online in under 10 minutes with ACT to prepare for your next art show!

Does Homeowner’s Insurance Cover the Sculptures I Create?

Standard homeowner’s insurance does not cover sculptures you create, especially if they are for sale or considered business property. Confidently protect your work with sculptors liability insurance from ACT.

If you:

  • Create your sculptures at home,
  • Store them in your home for in-person or online sales,
  • And regularly move your products from event to event,


Consider obtaining Tools, Supplies, & Inventory Coverage through your ACT Pro policy. This optional coverage is designed to replace your materials in case of damage or theft, keeping your business running smoothly.

Is Product Liability Insurance Necessary for Sculptors?

If you’re concerned about your work potentially injuring a customer or causing damage, then yes, product liability insurance is a must-have! A delicate piece can break and cause a third party to get hurt or have sharp edges that cause furniture damage. Product liability coverage (offered through ACT Pro!) can help cover the costs if accidents like these occur.

We're Here to Help!

If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.