Cyber Liability Insurance for Artists, Crafters, and Tradesmen

Cyber Liability Insurance for Artists, Crafters, and Tradesmen

Let’s say you awoke one day to see you’ve been hacked and your business compromised. Would you be able to handle the financial fallout and recovery on your own? Recovering lost or stolen data can be expensive and you could be liable to pay out expensive fees as a result.

ACT Insurance now offers Cyber Liability Insurance coverage as an add on to your Annual ACT Insurance policy. Since 2020, cyber crime has been on the rise and has actually increased by 600%.i As an artist, crafter, or tradesmen who runs their own business and takes online orders or swipes customer payments on the daily, you might not be aware of the cyber risks you face when conducting business. Your information along with your customers’ information is at risk every day and you need to be protected against any potential cyber crimes.

What Is Cyber Liability Insurance?

Cyber Liability Insurance is a new ACT policy designed to protect you against liability and property losses that may result from experiencing a cyber liability event such as phishing scams, malware attacks, or external and internal cyber attacks. Cyber crimes can result in loss of intellectual property, employee records, customer data, financial statements, media files, and more.

As an artist who travels from one show to another collecting new customer information every day, if that information is ever stolen or compromised as a result of cyber crime, you could be protected from paying the associated costs to recover the data.

What Does Cyber Cover?

ACT’s Cyber Liability Insurance covers the liability your business faces when exposed to a cyber crime. ACT Insurance offers first- and third- party coverage for such events which include the coverage outlined below.

First Party Coverage

If your business data is lost or stolen as a result of a data breach, first-party coverage could cover the cost of required legal aid, restoring data, and IT forensics. It could also cover the cost of notifying your customers of the breach any credit monitoring they would need.

Third Party Coverage

This protects you from liability to others if their information has been exposed. Third party cyber liability coverage would cover costs associated with claims against your business that arise out of a data breach.

How Much Is Cyber Liability?

Cyber Liability Insurance costs $99 and is only available on the Annual ACT Policy. This offers you a $100,000 limit for first- and third-party coverage you would need if a cyber crime were to occur. It also includes a $10,000 limit for opening fraud email and a $50,000 limit for E-Theft.

Get Covered Today

The risk of cyber liability is at an all-time high. With 1 in 4 businesses having experienced a cyber crime, you need Cyber Liability Insurance to protect your and your customers' information.

You can add cyber coverage to your existing annual policy by contacting us today. Our agents are waiting to assist you by chat, phone, or email at Let ACT protect you so you can continue doing what you love.


Contact us

(Artists, Crafters, & Tradesmen)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062
P: 844.520.6991


Stacey B. - Maine

"This is a great way to obtain insurance for trade shows. Online purchase is very convenient and affordable. I so appreciate your quick response in getting me set up."

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