(Cyber Liability Insurance)
Handcrafted cybersecurity insurance for artists, crafters, and creators.
Data breach insurance for artists and crafters (also called cyber liability insurance) helps you and your customers recover from the financial fallout of a cyberattack, including lost funds, legal defense costs, and credit-monitoring services.
Swiping customer cards, taking online payments, and collecting email lists means you handle and store sensitive customer data every day.
Small businesses are easy targets for hackers. Without the right coverage, a single data breach could leave you paying thousands to recover client info or defend yourself in court.
Data breach insurance from ACT Insurance covers first-party and third-party losses after a cybercrime, phishing scam, or malware attack.
Data breach insurance is an add-on to your general liability insurance and does not cover third-party injuries or property damage. Other exclusions include:
Add insurance for cyberattacks to your ACT Pro policy by logging in to your online dashboard. This coverage is not available with ACT Go, so you’ll need to buy an ACT Pro policy to add data breach insurance and secure your online and in-person sales.
If you’re new to ACT and need cybersecurity insurance now, our checkout process only takes a few minutes to complete. Answer a few questions about your business, then add the coverages you need for instant, handcrafted protection for online and in-person sales.
If you sell your art online, use a card reading device at events, or store sensitive client information like email addresses, you need data breach protection.
Data breach insurance covers the financial and legal costs for small businesses recovering from a cyberattack. If your customer’s data is stolen, ACT helps pay to notify them, recover the data, and defend yourself in court.
Data breaches threaten the trust you’ve worked so hard to build with your customers. You’ve poured your heart into your craft — we’ll pour our expertise into protecting it, so you can get back to doing what you love.
A single data breach could cost you thousands. ACT‘s cybersecurity insurance for crafters protects your finances, keeping you in business when claims like these become a threat.
ACT Pro
$24.25/month
Data Breach Insurance
$8.25/month
starting at $32.50/month
Your art is a piece of who you are, and sharing it with others helps your business thrive. When someone threatens the trust you’ve worked so hard to build, we understand how devastating it can be.
ACT protects your small business with handcrafted coverage for your digital services, including your website, online store, and customer data.
From building an email list to introducing new payment systems, our data breach insurance makes it easy and affordable to get the security you need to sell your crafts with confidence.
Data breach insurance is essential for artists and crafters because it helps your business and your customers recover from the financial impact of a cyberattack.
Many small businesses don’t invest in enough protection, making them easy targets for hackers. Without insurance, you could be left paying out-of-pocket to investigate the breach, legal fees and fines, and provide credit-monitoring services for all your customers.
Data breach insurance with ACT secures your creative business, protecting you from significant financial loss so you can focus on your craft.
No, general liability insurance does not cover data theft. You’ll need to add cyber liability insurance to your general liability policy for coverage against cybercrime.
If your customer’s data is stolen, you could be held liable for the costs to investigate the breach, submit to regulatory fines, and go to court if the customer sues you or your business. In the event of a breach, you can file a data theft claim via your online dashboard.
To file a claim for data breach with ACT, follow these steps:
For more information plus helpful tips to make filing simple and fast, read How to File a Claim.
ACT’s data breach insurance covers cyberattacks like data breaches, ransomware, malware, phishing scams, and, in some cases, stolen funds due to wire fraud or social engineering.
Here’s the best way to prevent a data breach in your business when selling online and in-person:
Yes, you must purchase cybersecurity software even if you have insurance.
Cybersecurity software and scanning tools are designed to help prevent data breaches. Cyber liability insurance is a complementary safety net that covers financial and legal costs in the event a data breach actually happens.
Most online marketplaces like Etsy do not help sellers in the event of a data breach.
Sellers are often held responsible for keeping their customers’ personal information safe. Getting cyber liability insurance is the easiest way to ensure you’re protected.
ACT offers a variety of coverages to protect your passion from every angle.
Check out our coverage overview.
