7 Real Life Examples of ACT Claims And How To Avoid Them
As a creative, the pieces you make are priceless. As a small business owner, every purchase you make... MORE
Cyber Insurance For Artists and Crafters
- Protect your intellectual data, customer information, and communications.
- Take online and digital payments with peace of mind. We can protect you in the event of a data breach.
- Stay guarded against phishing scams, malware attacks, viruses, leaks, and more.
Protection Against Cyber Crime
As a small business owner who processes client information on the daily, you face the risk of potential cyber crimes. From phishing scams and malware attacks to inside data breaches and hardware or software malfunctions, unauthorized access to your stored information could be costly to repair. With more and more businesses finding ways to reach customers online—and more shoppers finding them— it’s important you have the right insurance in place to protect your business against the financial fallout of a cyber crime.
Your customers’ Info is at risk
Your clients’ data is at risk every day and you need to have the necessary protection to keep all information safe. With hackers all over the world trying to steal credit card numbers and other identifying information, cybersecurity has become more important than ever. Cyber Liability Insurance is designed to be a security net for your business information and operations. Any information that you collect from your clients–names, addresses, etc–is at risk. This is especially true if you’re taking online payments, using portable card swipers, or sending online files.
Quality Coverage, Affordable Price
ACT’s cyber liability insurance starts at $99 and can cover both first- and third-party costs that your business incurs as a result of falling victim to cyber crime. First-party coverage can pay for expenses that directly result from the cyber security breach, such as the cost of restoring or replacing your data. Third-party coverage can pay for expenses that arise as a result of insurance claims against your company, like the cost of legal assistance should a disgruntled customer sue you as a result of his information being stolen.
And if you were to ever experience a cyber crime, filing a claim with ACT is easy. Unlike other providers, with our policy you only call one number to handle your claim. Our professionals can help you deal with a claim and relieve any associated stress.
ACT program benefits
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- Not Premise Specific
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Here's How to add Cyber Liability to your existing policy
Adding Cyber Liability Insurance to your current ACT policy is easy. Follow our simple how-to video to learn how.
Cyber Liability Coverage Limits |
|
|---|---|
| Policy Limit of Insurance per Enrolee | $100,000 |
| Aggregate Claims-Made Liability Coverages Limit of Insurance | $100,000 |
| Each Enterprise Security Event Claim Limit of Insurance | $100,000 |
| Each Privacy Regulation Claim Limit of Insurance | $100,000 |
Aggreagate First Party Coverages Limit of Insurance |
|
|---|---|
| Aggregate First Party Coverages Limit of Insurance | $100,000 |
| Crisis Management Expense Limit of Insurance | $100,000 |
| Public Relations Expense Limit of Insurance | $100,000 |
| Forensic and Legal Expense Limit of Insurance | $50,000 |
| Extortion Loss Limit of Insurance | $100,000 |
| Retentions | $0 |
Schedule of PCI-DSS Fines Coverage |
|
|---|---|
| Each PCI-DSS Claim | $100,000 |
| Ransomware Loss Limit of Insurance | $10,000 |
| Social Engineering Fraud Loss Limit of Insurance | $10,000 |
| Telecommunications Theft Loss Limit of Insurance | $50,000 |
| Forensic and Legal Expense Limit of Insurance | $50,000 |
Every Business Faces Risk
Nearly 1 in 4 businesses have experienced a cybersecurity event. When you collect or store customer or business data, you need the right coverage in place to protect you against worst-case scenarios
Get Cyber