Handcrafted cybersecurity insurance for artists, crafters, and small business creatives.
Data breach insurance (also called cyber liability insurance) helps you and your customers recover from the financial fallout of a cyberattack, including lost funds, legal defense costs, and credit-monitoring services.
Swiping customer cards, accepting online payments, and collecting email lists mean you handle and store sensitive customer data every day.
Small businesses are easy targets for hackers. Without the right coverage, a single data breach could leave you paying thousands to recover client info or defend yourself in court.
Data breach insurance from ACT is cyber liability coverage for first- and third-party losses arising from cybercrime, phishing, or malware.
Cyber liability insurance can be added to your general liability policy to cover data breaches, but it does not cover third-party injuries or property damage. Other exclusions include:
Add insurance for cyberattacks and data breaches to your ACT Pro policy by logging in to your online dashboard. This coverage is not available with ACT Go, so you’ll need to buy an ACT Pro policy to add this coverage.
If you’re new to ACT and need cybersecurity insurance now, our checkout process only takes a few minutes to complete. Answer a few questions about your business, then add the coverages you need for instant, handcrafted protection for online and in-person sales.
Any maker who sells art online, uses a card reading device at events, or stores sensitive client information like email addresses needs cyber liability insurance. This includes:
Cyber liability, or data breach insurance, covers the financial and legal costs for small businesses recovering from a cyberattack. If your business experiences a data breach, ACT can help pay for customer notification, data recovery, and your legal defense if necessary.
Data breaches threaten the trust you’ve worked so hard to build with your customers. You’ve poured your heart into your craft — we’ll pour our expertise into protecting it, so you can get back to doing what you love.
A single data breach could cost you thousands. ACT‘s cybersecurity insurance for crafters protects your finances, keeping you in business when claims like these become a threat.
Cyber liability insurance starts at $8.25/month or $99/year when you add data breach coverage to your ACT Pro policy.
ACT Pro
$24.25/month
Data Breach Insurance
$8.25/month
starting at $32.50/month
Your art is a piece of who you are, and sharing it with others helps your business thrive. Cybercrime threatens the trust and credibility you’ve worked so hard to build.
ACT protects your business with coverage that protects you from every angle, including your digital services, website, online store, and customer data.
From building an email list to introducing new payment systems, our data breach insurance makes it easy and affordable to get the security you need to sell your crafts with confidence.
Cyber liability insurance is essential for artists, crafters, and small business creatives because it helps you and your customers recover from the financial impact of a cyberattack.
Many small businesses don’t invest in enough protection, making them easy targets for hackers. Without insurance, you could be left paying out-of-pocket to investigate the breach, pay legal fees and fines, and provide credit-monitoring services for all your customers.
Data breach insurance with ACT secures your creative business, protecting you from significant financial loss so you can focus on your craft.
No, general liability insurance does not cover cyberattacks or data theft. You’ll need to add cyber liability, or data breach insurance, to your general liability policy for coverage against cybercrime.
If your customer’s data is stolen, you could be held liable for the costs to investigate the breach, submit to regulatory fines, and go to court if the customer sues you or your business. In the event of a breach, you can file a data theft claim via your online dashboard.
With ACT, you can file a cyber liability claim for a data breach following these steps:
For more information plus helpful tips to make filing simple and fast, read How to File a Claim.
ACT’s cyber liability insurance covers cyberattacks like data breaches, ransomware, malware, phishing scams, and, in some cases, stolen funds due to wire fraud or social engineering.
Here’s the best way to prevent a data breach in your business when selling online and in-person:
Yes, you must purchase cybersecurity software even if you have insurance.
Cybersecurity software and scanning tools are designed to help prevent data breaches. Cyber liability insurance is a complementary safety net that covers financial and legal costs in the event a data breach actually happens.
Most online marketplaces like Etsy do not help sellers in the event of a data breach.
Sellers are often held responsible for keeping their customers’ personal information safe. Getting cyber liability insurance is the easiest way to ensure you’re protected.
ACT offers a variety of coverages to protect your passion from every angle.
Check out our coverage overview.
