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Amazon Seller Insurance

Coverage for artisans selling handcrafted goods on Amazon Handmade.

FROM

$24.25
Per Month
Or $49 for event Coverage

4.8/5 on

What is Amazon Seller Insurance For Handmade Crafters?

Amazon Handmade seller insurance is liability coverage designed to financially protect artists and crafters from third-party claims related to their business.

You work hard to craft and sell unique creations — now it’s time to protect them. With ACT Insurance, you get customizable coverage that helps you stay compliant and focus on creating!

Amazon Handmade Seller Coverage Options

Meet ACT Pro and ACT Go: two excellent policies offering personalized protection wherever your craft takes you!

ACT Pro

365-day coverage

$24.25/Month

Everything from ACT Go plus…

ACT Go

Basic general liability coverage

$49/Event

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

  • ACT Pro $24.25 per month

    (Or $279 per year)

  • ACT Pro
    for Curated Sellers
    $31.59 per month

    Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)

  • ACT Pro
    for Handmade Beauty Businesses
    $515 per year

    Coverage for Beauty & Cosmetics, Soap, and Candle Makers

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

  • Theft & Damage Coverage +$54

    Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.

  • Data Theft Protection Excluded
  • Workshop & Class Coverage Excluded

Pricing

Who Needs Amazon Handmade Product Liability Insurance?

If you’re an approved Amazon Handmade seller, you must carry insurance like any Professional seller. Amazon won’t cover you in a product liability dispute, so having insurance is key to keeping your shop safe and thriving!

No matter how you make it, craft it, or create it, Amazon Handmade seller insurance can cover a variety of creative businesses, including:

What Types of Insurance Do Amazon Handmade Sellers Need?

As your online business grows, you’ll need Amazon liability insurance for handmade goods — this consists of General and Product Liability Insurance. This coverage will help you fulfill insurance requirements and protect your creative dreams from costly claims.

How Much Does Amazon Seller Insurance Cost?

ACT Pro starts at $24.25 per month and includes enhanced protection for your Amazon Handmade business so you can craft with confidence.

If you need quick coverage for a market or pop-up shop, ACT Go starts at $49 per event, giving you the basic protection to showcase your creations.

Curate your perfect policy with ACT Pro today and unlock optional coverages that best suit your creative needs!*

*Additional monthly coverages are available only on the ACT Pro plan. Depending on whether your products are handmade or non-handmade, exact coverages and pricing may vary. Exclusions apply.

The #1 Liability Insurance for Amazon Handmade Sellers

Your craftsmanship is limitless — so why let a claim hold you back?

ACT is built for handcrafters, indie makers, and artisans who need simple, reliable coverage to keep their creative business thriving.

Stay inspired, keep making, and enjoy the freedom to grow with the most trusted name in handmade business insurance.

small businesses protected
290000 +
event partnerships
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creative industries covered
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Amazon Liability Insurance for Handmade Goods FAQs

Do You Need Insurance to Sell Homemade Products on Amazon?

Yes! You need insurance to sell homemade products on Amazon if:

  • Your sales meet or exceed $10,000 per month
  • Amazon requests you carry insurance
  • You want to limit your risks of paying for a claim

Even if you’re just getting started, having insurance keeps your business safe and shows customers you’re serious about your craft. With ACT Pro, you can get hassle-free coverage designed just for makers like you so you can create, sell, and grow your handmade business!*

What Insurance Do You Need to Sell on Amazon Handmade?

You need General and Product Liability Insurance to sell on Amazon Handmade, as well as a policy that fulfills the rest of Amazon’s insurance requirements:

  • A minimum $1M per occurrence and $1M aggregate policy limit
  • Occurrence form coverage for claims that arise even after your policy ends
  • An insurance carrier or provider rated A- or better
  • “Amazon.com Services LLC, its affiliates, and assignees” listed as an additional insured
  • Deductibles that do not exceed $10,000 and are clearly listed in your policy documents
  • Your insured name, which matches the legal entity name you gave Amazon
  • An insurance provider who notifies Amazon at least 30 days in advance of any cancellations, changes, or nonrenewals
  • A completed policy that is valid at least 60 days from submission and signed by you

The ACT Pro policy allows you to easily exceed these requirements for as low as $24.25 a month!*

Does Amazon Handmade Offer Product Liability Insurance?

No, Amazon Handmade does not offer product liability insurance. You’re responsible for getting your own coverage — and if your sales exceed $10,000 per month, you must get product insurance. If a customer claims your product caused injury or damage, you could be liable for the costs.

That’s where the ACT Pro policy comes in handy! Our handmade-friendly coverage includes General and Product Liability Insurance, helping to protect your business from costly claims.*

Can I Use ACT Insurance for Craft Fairs and Markets?

Yes, you can use ACT for coverage at craft fairs and markets! The ACT Pro policy has your back wherever you sell, from your online shop to art events. No extra steps, no additional stress — just seamless coverage for your creative business bundled into one policy.

The ACT Go policy is perfect for makers who need limited general liability coverage only while selling at in-person events. Keep in mind, ACT Go won’t cover your online shop or products, so if you need that type of protection, ACT Pro is the way to go!

We're Here to Help!

If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.

*Some non-handmade arts and crafts products may be covered for as low as $24.25 a month. Additional coverages are available only on the ACT Pro plan. Exclusions apply.