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Decorative artists’ insurance is liability coverage for third-party injuries or damages caused by your booth, business, or handmade products — like a customer slipping at a craft fair or wall art damaging a customer’s home.
A policy typically includes general liability insurance and is often required to be a vendor, exhibitor, or retail supplier (aka selling your products through other retailers, usually through wholesale orders). Decorative artist insurance helps:
ACT Pro
365 day artist liability insurance coverage
$24.25/Month
ACT Go
$49/Event
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
Short-Term Policy Limits of Liability
Optional Add-Ons
Pricing
Anyone selling their arts and crafts for a profit needs insurance — including you!
Decorative art insurance starts at $24.25 a month with ACT Pro, or $49 per event with ACT Go.
Looking for more coverage? Curate your perfect policy with ACT Pro by adding optional coverages that best suit your creative needs!*
*Additional coverages are available only on the ACT Pro plan.
Your creativity never stops — so why let insurance get in your way?
ACT Insurance was designed with dreamers like you in mind, making it possible to chase whatever comes next without the hassle of complicated coverage.
Unlock the freedom to keep dreaming with the best in arts and crafts insurance.
Decorative artists need insurance to be accepted into events, fulfill online seller requirements, and get their products into retail stores. You’ll likely need to show proof of insurance and add third parties as additional insureds to your policy.
Decorative artists’ insurance from ACT covers 200+ product types from various art forms, including (but not limited to):
No, ACT’s decorative art insurance cannot insure your art pieces or art collections. The policy doesn’t cover the artwork itself — it is a liability policy designed to protect against the risks your art and business face.
Crafters can protect their work with Tools, Supplies, & Inventory Coverage available exclusively through the ACT Pro policy. If a piece is damaged or stolen, your coverage may help reimburse the cost of the materials needed to recreate it, but not its retail value.
Carpentry (structural pieces)
Children’s products
Construction
Installations
Murals
Read more about our ACT policy exclusions for comprehensive details.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.