(Professional Liability Insurance)
Insurance for your creative business and the classes you teach.
Professional liability insurance, also known as Workshop and Class Coverage, covers the workshops and classes you teach, protecting your business when a client claims your advice or services were negligent, inadequate, or caused harm.
You’re passionate about sharing your craft with others. But even with the best intentions, things can go wrong.
Adding art classes or workshops to your creative business introduces new risks, like being held liable for a student’s actions. A single claim could mean significant financial loss and a damaged reputation.
Professional liability insurance for arts and crafts teachers provides peace of mind so you can sell your creations and inspire others without worrying about the “what ifs.”
If a student is unhappy with your pottery class or a client wants a refund for a commissioned piece, professional liability insurance for art teachers with a creative business can cover your legal fees and third-party losses.
Professional liability insurance for art classes only covers claims directly related to your business activities and professional negligence. It does not cover intentional negligent acts.
Adding workshops to your business is easy; getting covered for them is, too.
Professional liability insurance is only available with ACT Pro. You can add it to your policy by logging in to your online dashboard. For ACT Go policyholders, you must upgrade to an ACT Pro policy to add workshop and class insurance.
If you’re new to ACT, get insurance for teaching workshops in minutes with our online checkout process. Answer a few questions about your business, then add the coverages you need for same-day protection.
Any creative business owner who sells their products and wants to teach classes on the side needs professional liability insurance. From glassblowing to ceramics, we cover a range of creatives.
Professional liability insurance, also called errors and omissions insurance (E&O), protects you from claims of negligence, harm, or failure to perform your services. It reimburses third parties and helps cover the cost of an attorney and other legal fees — even if the claim is false.
Whether you teach at the craft shows you attend or host live painting demonstrations, ACT’s workshop and class coverage insures your professional activities.
Teaching your craft is rewarding, but it comes with unique risks. Craft class insurance protects you from the unexpected. Here are some examples of claims that could be covered:
Add workshop and class coverage to your ACT Pro policy for $10.42/month or $125/year.
ACT Pro
$24.25/month
Workshop & Class Coverage
$10.42/month
starting at $34.67/month
We understand your unique needs as a creative business owner by providing handcrafted coverage for your professional services — including the workshops and classes you offer.
ACT protects your small business so you have the confidence and security to grow, whether that means filling a need in your community or finding new ways to monetize your skills.
Insure your artists’ workshops and classes with easy, affordable, and instant professional liability insurance through ACT.
No, general liability insurance typically does not cover teaching workshops. While it protects you from third-party injuries and property damage, it does not cover claims related to your professional services, advice, or instruction. For that, you need professional liability insurance.
No, an arts and crafts liability waiver is generally not enough to protect your business from a lawsuit. You’ll also need comprehensive coverage with a professional liability insurance policy.
Yes, you need professional liability insurance for teaching workshops, art classes, or seminars. Most venues or studios require proof of insurance. Plus, homeowners’ and renters’ insurance rarely covers business-related claims.
Professional liability insurance with ACT, also known as Workshop & Class Coverage, costs $10.42/month on top of your standard premium for an ACT Pro policy.
Show your proof of insurance to venues or students with an instant Certificate of Insurance (COI) from ACT.
Once you purchase a policy, you can download your COI anytime and add unlimited additional insureds for no extra cost.
Yes, you can add professional liability insurance to your ACT policy. It is available as an add-on for the ACT Pro policy, which is designed for professional artists and crafters.
How to Add It to Your Policy
Stay protected wherever you sell your art with ACT’s handcrafted coverage options.
Check out our coverage overview.
