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Same great coverage, same low price, same online process.
Everything you know and love about ACT is waiting for you…
You can renew your insurance policy in three simple steps:
Yes. ACT recently raised the base price of an annual policy from $265 to $279. It’s important to us that we stay transparent with you, and this price increase will be reflected at the time of payment when you renew. There are other factors that can also raise the price you pay, such as your annual revenue and any optional coverages you choose to add to your plan.
If you have any questions, please feel free to contact us at 844.520.6991.
You can automatically renew your insurance policy every year by enabling EZ Renew. This is ACT’s automatic renewal system, and can be accessed from your online dashboard.
You can automatically renew your insurance policy every year by enabling EZ Renew. This is ACT’s automatic renewal system, and can be accessed from your online dashboard.
Of course! ACT’s online policy system allows you to make changes to your plan at any time from your user account. Before renewing your policy, you can add or remove optional coverages such as…
General Liability Aggregate Limit
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims arising out of the insured's products or business operations conducted away from the insured's premises once those operations have been completed or abandoned.
$2,000,000
General Liability Limit (Per Occurrence)
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Personal and Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person's right of privacy
-The use of another's advertising idea in your advertisement
$1,000,000
Damage to Premises Rented to You Limit
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
$10,000
$250
Optional Professional Liability Limit (Per Occurrence)
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
$100,000
Optional Professional Liability Aggregate Limit
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
$200,000
Optional Professional Liability Deductible
Amount of money that the insured must pay before ACT Insurance will pay a claim.
$1,000
Medical Expense Limit
$5,000
$0 – $50,000 in Annual Sales
$279
$50,000 – $100,000 in Annual Sales
$375
Optional Professional Liability
$125
$54
Raise Inland Marine Limits to $10,000/$50,000
$185
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
We do not currently offer coverage for cannabis events.
