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Coverage Details — Annual Policy

With the ACT annual policy, you get coverage for your supplies, equipment, and products/completed operations. Plus, with the annual policy you have the option to include professional liability insurance, which provides coverage if you teach, host training sessions, or do art demonstrations.

The ACT annual policy provides each insured with their own certificate of insurance and dedicated liability limits. To put it simply, you will not share limits with other ACT insureds. Another benefit of the ACT annual policy is that there is no liability deductible.

ACT's annual policy includes coverages needed for your products' liability exposures while you're attending a tradeshow, fair, or exhibition. To qualify for the ACT annual policy, your annual gross sales must be under $100,000. If you have more than $100,000 gross sales per year, contact the ACT customer support team for additional options.

Limits of Liability

 
General Liability Aggregate Limit

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.

$2,000,000
Products-Completed Operations Aggregate Limit

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.

$2,000,000
General Liability Each Occurrence Limit

The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.

$1,000,000
Damage to Premises Rented to You Limit

Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000
Business Personal Property Limit (Per Article)

Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.

$5,000
Business Personal Property Aggregate Limit

Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.

$10,000
Business Personal Property Deductible

Amount of money that the insured must pay before ACT Insurance will pay a claim.

$250
Optional Professional Liability Per Occurrence Limit

Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).

$100,000
Optional Professional Liability Aggregate Limit

Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).

$200,000
Optional Professional Liability Deductible

Amount of money that the insured must pay before ACT Insurance will pay a claim.

$1,000

Pricing

(for consecutive days)
 
$0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP limits to $10,000/$50,000 $185

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

Show policies

starting at $39

Annual policies

starting at $265

ACT program benefits

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premise Specific

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Contact us

ACT INSURANCE
(Artists, Crafters, & Tradesmen)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062
P: 844.520.6991
info@actinsurance.com

Testimonials

Stacey B. - Maine

"This is a great way to obtain insurance for trade shows. Online purchase is very convenient and affordable. I so appreciate your quick response in getting me set up."

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