Winter is an exciting time of the year. Some states face cancelled school and airplane flights as snow blankets the area. People wear layers of clothes and bundle up so they don’t freeze to death outside. In other states, people put on a light jacket as they take a walk through the park and feel sorry for those people who have to shovel a path through the snow to get out of their homes. And then there are states where people are surfing and already dreading the triple-digit temperatures of summer. That’s winter across the U.S.
No matter where you live, however, there is always one thing that you as an artist or crafter can count on: art and craft shows.
Yes, there are winter markets out there for you to attend, and while these events are similar to ones held in the other months of the year, the biggest difference is that snow, ice, and other aspects of winter make December through March a little bit more risky when it comes to attending these fairs.
Think about what would happen if a customer walked on your premises and slipped on ice. You of course did your best to clear the snow and ice, but it is difficult to clear everything away. Now, you have a customer who has to go to the hospital. The odds are good that you will be held liable and be forced to pay the medical costs. Depending on the seriousness of the injury, you could be looking at over $5,000 in extra costs you weren’t expecting.
But it doesn’t have to be like that. While accidents do happen, you don’t have to face the financial risks on your own. Our Artists, Crafters, and Tradesmen (ACT) Insurance offers artists and crafters the vendor insurance coverage they need to have peace of mind as they attend shows during the winter.
Painters, sculptors, crafters, artists, and artisans at winter markets should do everything they can to protect their finances, and one of the best ways to do that is with insurance.
ACT offers two types of general liability insurance plans for vendors attending winter markets: the ACT Go policy for short-term coverage and the ACT Pro policy for annual coverage.
