For more than a decade, ACT Insurance has made successfully protecting artists, crafters, and tradesmen our top priority. We have created two low-cost policies that you can purchase online in minutes. Both our annual and show policies meet most vendor requirements and help protect you from costly claims.
What is an annual policy?
Designed with creatives like you in mind, the ACT annual policy offers a robust range of customizable coverage options. Not only do you have year-round protection, you have the option to add an unlimited amount of additional insureds and product liability coverage. You will receive your own Certificate of Insurance that helps you meet vendor eligibility requirements when attending shows, fairs, markets, exhibitions, and other types of events.
Available only to those who purchase an ACT annual policy, we highly recommend adding cyber liability insurance to your coverage. In the case of a cyber attack, having this policy can help you recover lost or stolen information, inform customers of a data breach, and return funds lost by e-theft.
What is a show policy?
For those who only attend a few events each year, the ACT show policy allows you to customize your policy term. You get to choose what day your coverage starts and how long you want the coverage to last. Our standard show policy covers you for 1-3 consecutive days, or there’s the option for a 7 day policy. We even offer a 90 consecutive day coverage option, which is ideal if you plan on attending several events in one season.
Just like the annual policy, you have immediate coverage from the start date you select and 24/7 access to policy documents—including your Certificate of Insurance. You are also covered in 50 states and have the option to add an unlimited number of additional insureds.
However, the show policy does have some exclusions. If you are looking to cover your business for demonstrations, protect your equipment and supplies, or insure the products you sell, our annual policy allows you to customize your coverages.
Which policy do I need?
While each of our policies are offered through an A+ rated insurance carrier, it really comes down to how much coverage you need and for how long. Easily compare both options and find the right coverage for you below:
24/7 Access to Policy Documents
Licensed in All 50 States
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
Coverage for Damages to Premises Rented to You
Coverage While Selling at Events, Festivals, and Shows
No Deductible on Liability Claims
12 Months of Coverage
Products & Completed Operations Coverage
Optional Business Personal Property Coverage
Personal & Advertising Injury Coverage
General Liability for Online Sales
Optional Professional Liability
Stay Protected With ACT
Whether you select the show or annual policy, ACT has your back. For over a decade, we have helped thousands of artists, crafters, and tradesmen access events, grow their businesses, litigate claims, and stay protected from the unexpected. Your craft deserves to be covered.
Looking to learn more? Speak to an experienced agent today!
Brianna Hale is a Marketing Communications Specialist at ACT Insurance. She specializes in all things craft insurance—from event liability to covering an Etsy business and more. Outside of work, she can often be found at a concert, traveling, or practicing film photography.