Liability coverage crafted to protect working sculptors from studio to show.
Sculptor insurance protects sculptors from potential claims arising from their creative business activities.
When accidents happen, liability coverage helps keep you from paying out of pocket to make things right in case of third-party injuries or property damage.
ACT Insurance is designed to safeguard your business and help you meet event requirements, so you can focus on what matters most: creating and selling beautiful sculptures.
ACT Pro
365-day coverage
$24.25/Month
ACT Go
$49/Event
ACT Pro is made for artists and crafters who want comprehensive, year-round protection for their business. Create confidently with product liability coverage, optional add-ons, and monthly payments.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
(Or $279 per year)
Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)
Coverage for Beauty & Cosmetics, Soap, and Candle Makers
ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do, making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.
Short-Term Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.
Pricing
If you’re an artist who creates and sells sculptures at art festivals, craft shows, or markets, you need sculptor insurance.
No matter how you chisel, carve, or cast your work, sculptors insurance is essential to your business. It also covers:
Sculptors insurance offers the basic coverage you need to cover your artistic business. Like the tools you use to create your work, different insurance types work to secure your business from multiple angles.
Sculpture insurance for artists costs as low as $24.25 a month with ACT Pro, or $49 per event with ACT Go.
Start crafting your perfect policy with ACT Pro today and add optional coverages that best suit your creative needs!*
*Additional monthly coverages available only with ACT Pro. Theft & Damage Coverage is available on both plans.
Not all sculptor insurance is the same, and knowing the difference helps you choose the right protection for your business.
Fine Art Insurance is designed to protect the value of a finished piece — covering things like theft, fire, or damage based on its appraised or retail worth. This type of coverage is common for collectors, galleries, and high-value pieces in transit or storage.
ACT’s Liability Insurance for Sculptors works differently. It’s built to protect you — the sculptor — from the cost of accidents that lead to injuries or property damage while you run your business, whether that’s at a booth, a show, in the studio, or after a piece sells.
If you want extra protection for your tools, supplies, and materials, you can add Theft and Damage Coverage (Inland Marine) to your ACT Pro policy. This helps cover the cost of repairing or replacing your essential gear.
It’s important to note that Theft and Damage coverage is based on Actual Cash Value, not retail price. In other words, it helps you get back to creating, but it isn’t designed to reimburse the full value of a finished piece.
We want you to have exactly the coverage your business needs, so if you’re looking to insure the appraised or retail value of your sculptures themselves, dedicated fine art insurance may be a better fit alongside your ACT policy.
ACT is designed to keep up with your creativity — from the studio to showcase to sale. Enjoy event-approved coverage for a few days or a full year to sell your creations confidently!
Some art galleries and events require vendors to carry liability insurance — but even when they don’t, it’s a smart way to protect your business. As the artist, you can be on the hook if an accident traces back to you, your booth, or your work. Liability coverage helps keep that from coming out of your own pocket for accidents like:
No, standard homeowner’s insurance does not cover sculptures you create, especially if they are for sale or considered business property. You can more confidently protect your work with sculptors liability insurance from ACT.
If you:
Consider obtaining Theft and Damage Coverage through your ACT Pro policy. This optional coverage is designed to help replace or repair equipment and cover the material cost of recreating your art in case of damage or theft to keep your business running smoothly.
Yes, if you’re concerned that your sculptures could injure a customer or cause damage, product liability insurance is a must. A delicate piece can fall, break, and cause a third party to get hurt, or have sharp edges that cause furniture damage. Product liability coverage (offered through ACT Pro) can help cover the costs if accidents like these occur.
Yes, ACT offers optional theft & damage coverage to help pay for the materials needed to recreate or repair your finished artwork if it is damaged or stolen.
ACT’s theft & damage coverage pricing is as follows:
However, it’s important to note that ACT does not offer fine art insurance, which covers the full retail price of finished artwork. Fine art insurance is often more expensive and less accessible for artists vs. ACT’s coverage options.
If you have questions about purchasing sculptors insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.
