Understanding Your HSCG or IBN Membership with ACT Insurance

Get the coverage you need to protect your handcrafted products with the support to grow your business. Learn more about the exclusive guild membership included with your ACT handmade beauty policy.

Why Does My ACT Policy Include a Membership?

When you purchase handmade beauty insurance with ACT, your policy includes a guild membership with our partners, the Handcrafted Soap & Cosmetics Guild (HSCG) or the Indie Business Network (IBN).

By bundling your policy and membership, we’re able to offer you affordable group coverage that lowers the cost of your insurance and connects you with a community of makers who understand the work, care, and creativity that go into every product you make.

Who Benefits From an HSCG or IBN Membership?

Crafting handmade soaps, candles, and beauty products is a labor of love, and your guild membership helps support the business behind that work. With HSCG and IBN, you can access benefits through ACT’s coverage for:


Looking for more guild opportunities for your craft? Visit our Creative Associations & Guilds Directory.

Your Guild Membership Benefits

Unlock the real benefits of your HSCG or IBN membership, from marketing and business strategy tips to discounts on supplies and more!

HSCG Benefits for Cosmetics & Soap Makers

IBN Benefits for Candle Makers

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How Your ACT Coverage & Guild Membership Work Together

Choosing ACT handmade beauty coverage automatically enrolls you in a community of crafters focused on helping you thrive. This perfect blend helps you protect your business while you grow.

ACT Handmade Beauty

HSCG or IBN Membership

Which Guild Membership Do I Have?

The HSCG or IBN will send you an email with information about your membership after purchasing your ACT policy. The guild membership you have depends on the primary business class you select while getting a quote.

  • If you selected soap or cosmetics, you have an HSCG membership.
  • If you selected candles, you have an IBN membership.


If you have questions about the HSCG and IBN memberships, reach out to a member of their team using the links below.

How To Access Your HSCG or IBN Membership

Follow these simple steps to access and use your membership benefits:

  1. Visit your guild’s website using the correct link below
  2. Log in with your email address from your ACT policy

Affordable Handmade Beauty Insurance with Benefits

Two parts, one policy, all tailored to fit your craft and backed by industry professionals who know what it takes to run, grow, and protect your business.
ACT makes getting handmade business insurance simple and affordable while connecting you to a maker community through your included guild membership.

FAQs About ACT Handmade Beauty Insurance & Your Membership

Can I Get ACT Coverage Without the Membership?

No. ACT handmade beauty coverage includes the guild membership, which cannot be removed from the policy. You must join the HSCG or IBN in order to be eligible for coverage.

Attaching your membership to your ACT policy allows us to offer group coverage, which helps lower your premium, so insurance costs less.

What Happens to My Membership if I Cancel My ACT Policy?

If you cancel your ACT insurance policy, you will keep access to your guild membership benefits for the full membership term. Your insurance premium can be refunded on a pro-rated basis, but the membership fee is non-refundable.

I Make Both Soap and Candles. Which Membership Do I Have?

If you make soap and candles, your guild membership depends on which product you selected as your primary business class when getting a quote. For example, if you selected “soap,” you will have an HSCG membership, and if you selected “candles,” you will have an IBN membership.

The good news is that both guilds offer benefits for soap and candle makers, so you can support all aspects of your business, no matter which membership you have.

Is My Membership Active Right Away, or Do I Need to Activate It?

After purchasing your ACT policy, we will send your contact information to the HSCG and IBN so they can activate your membership, which may take a few days. Once your membership is ready, the guild will email you with instructions to activate your account. Use the same email address you used to sign up for your ACT policy when logging in to the HSCG website or the IBN website.

Can I Upgrade or Add to My Membership Separately?

If your guild offers upgrades to your membership, you can add to your HSCG or IBN membership separately from your ACT policy. If you have questions about upgrading your membership, contact HSCG or IBN.

What Should I Do If I Already Have an HSCG or IBN Membership?

If you are a member of the HSCG or IBN and purchased your ACT policy, please contact us immediately so we can help ensure you’re getting the correct coverage and the right price. Current HSCG and IBN members are eligible to purchase a handmade business insurance policy on top of their membership.