Custom coverage for small pet store owners selling pet supplies and products online.
Pet shop insurance is liability insurance for online retailers who need protection from claims against their business or products.
If your business activities cause a customer injury or property damage, or a pet product you sell is blamed for causing harm, insurance can help cover the costs.
Built for online retailers, ACT Pro is flexible coverage for your business and pet products.
Recommended for Online Pet Supply Stores
ACT Pro
365-day coverage
$31.59 / Month
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
(Or $279 per year)
Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)
Coverage for Beauty & Cosmetics, Soap, and Candle Makers
ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.
Short-Term Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.
Pricing
Pet supply stores, boutiques, gift shops, and other small business retailers selling curated pet products online need liability insurance.
Whether you’re taking your custom pet apparel business online or growing your site with trusted pet brands, a pet store insurance policy protects your business while selling at places like:
Most pet shop owners need a combination of coverages tailored to fully protect their business from the risks of selling pet products online. These include:
Cover your business and the products you sell online with ACT Pro starting at $31.59 a month. For less than a bag of pet food, you can ensure your customers are cared for when the unexpected happens.
Treat your store to extra protection with optional coverages, such as:
Looking for short-term vendor insurance for a pet expo or event? ACT Go starts at $49 per event.**
*Additional monthly coverages are available only on the ACT Pro plan. Depending on whether your products are handmade or non-handmade, exact coverages and pricing may vary. Exclusions apply.
**Excludes vendors performing activities involving live animals.
Pet owners and pet stores share a love for helping pets thrive. The right insurance helps protect your business and take care of customers and their pets if something goes wrong.
With ACT, you can feel confident selling your favorite pet products with simple, affordable coverage designed to safeguard your business and keep tails wagging.
Product liability insurance for online pet shops helps cover claims that a product you sold caused bodily injury or property damage.
If a customer claims a faulty pet crate collapsed on their hand or the pet bowls they bought ruined their dishwasher, product liability coverage may help pay for medical bills, repair costs, or legal fees.
Online pet shop owners typically need a Certificate of Insurance (COI) if they’re renting warehouse space, applying for wholesale contracts, or selling their products at a pop-up or pet event.
Because online selling platforms typically don’t cover your business for liability claims, having insurance is the best way to protect your business even when it’s not explicitly required.
For information on what types of pet products, services, and business activities are not covered, see our list of exclusions. Coverage may be available for certain products through one of our partners.
No. This ACT policy is designed for online pet product sellers, not brick-and-mortar pet shops, retail storefronts, or large physical pet stores. If you run a physical pet store, you may need a different type of business insurance that covers your retail space and in-store risks.
Some pet service providers may still qualify if they also sell eligible pet products online. Review your current policy to see whether you need additional coverage.
Have questions about purchasing online pet shop insurance? See more FAQs here or speak with one of our licensed agents for help. Please give us a call at 844.520.6991.
