Our Partners
Coverage in the Golden State
Artists
Crafters
Potters
Clothiers
Wood/Metal Crafters
Jewelers
Home Decor makers
Pet Apperalists
much more
*stuff for infants, toddlers, and children are excluded from our ACT Annual policy. A full list of exclusions on the ACT Show and ACT Annual policies can be found on our site.
Insurance is designed for people who make and sell their own clothes and apparel. If you need coverage for an event or to sell your products through a retailer, ACT Show and ACT Annual* can help you easily receive the coverage you need.
You can apply online through the ACT website. The application takes 10 minutes or less to complete, and your Certificate of Insurance is available to download immediately after purchase through your online dashboard.
Both the ACT Show and ACT Annual policies come with up to $2 million in General Liability coverage, $5,000 in Medical Expense coverage, and $300,000 in Damages to Premises Rented to You coverage for clothing and apparel insurance.
ACT Annual
Same as ACT Show, plus…
Yes, the ACT Annual* policy offers clothing store insurance coverage for online sales. Your product is still at risk of causing injuries or damages, as well as the risks you face doing business digitally.
Selling a product online or operating your business online puts you at risk of cyber attacks. The ACT Annual policy offers an optional add-on of Cyber Liability Insurance. If your business is attacked and important information or funds are stolen, this coverage can help you pay to retrieve the stolen goods and notify customers of a data breach.
You also likely do a lot of promotions for your business online. If one of your ads is found to violate copyright laws, be accused of defamation, or infringes on someone’s intellectual rights, Personal & Advertising Injury coverage included on this policy may cover you.
The two biggest differences between ACT Show and ACT Annual clothes store insurance policies are the type of coverage you need and if you hand make the clothing you sell.
The ACT Show policy can be used at vendor events to sell handmade clothes you make, wholesale, or manufacture. It can also be used for general liability coverage at events like galleries or fashion shows. It is a short-term policy that can cover you for 1–3 days, 7 days, or 90 days consecutively.
The ACT Annual policy* can be used by clothiers who hand make their own clothing. It can cover you at events, as a vendor, for online sales, or for wholesale orders you fulfill. It is a year long policy that includes product liability coverage and gives you the option to add on additional coverages. You can also choose from one yearly payment or 12 monthly payments.
Both policies offer nationwide coverage, free unlimited additional insureds, 24/7 online access to your policy documents, and no deductible on liability claims.