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Booksellers Insurance

Customizable insurance for booksellers at events, in-store, and online.

FROM
$31.59 / Month
Or from $49 per event

4.8/5 on

What is Booksellers Insurance?

Insurance for booksellers is a type of liability insurance for book vendors, authors, and indie publishers who need coverage to sell books, magazines, or literary works at events or online. It helps cover third-party claims related to your business operations, helping you:

Coverage Options for Booksellers

Cover your business with ACT Pro, a flexible policy that protects you wherever you sell.

Recommended for Booksellers

ACT Pro

365-day coverage

$31.59 / Month

Everything from ACT Go plus…

Only need short-term coverage? Check out ACT Go for events!

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, you can create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

  • Theft & Damage Coverage +$4.50/month

    Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.

  • Data Breach Protection +$8.25/month

    Cyber Liability Coverage available up to $100,000

  • Workshop & Class Coverage +$10.42/month

    Professional Liability is available through the user dashboard with upfront payment.

Pricing

  • ACT Pro $24.25 per month

    (Or $279 per year)

  • ACT Pro
    for Curated Sellers
    $31.59 per month

    Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)

  • ACT Pro
    for Handmade Beauty Businesses
    $515 per year

    Coverage for Beauty & Cosmetics, Soap, and Candle Makers

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

  • Theft & Damage Coverage +$54

    Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.

  • Data Theft Protection Excluded
  • Workshop & Class Coverage Excluded

Pricing

  • 1-3 Days $49
  • 7 Days $99
  • 90 Days $199

Who Needs Liability Insurance for Selling Books?

Anyone selling books, print media, or book-themed products needs liability insurance, including authors, indie publishers, bookish crafters, and pop-up bookstores.

Wherever you sell the stories you love, booksellers liability insurance protects your booth and business at places like:

What Kind of Insurance Do Booksellers Need?

Booksellers, authors, and indie publishers need a combination of coverages to fully protect their business, books, and book-related products. These include:

How Much Does Bookseller Insurance Cost?

Get quick, simple coverage for selling books year-round with ACT Pro starting at $31.59 a month. Enjoy coverage written for the way you sell, from pop-ups to bookstores and online shops, plus the option to customize your policy with add-ons like:

Need book vendor insurance for a pop-up bookstore or author event? ACT Go starts at $49 per event.**

*Theft and damage coverage is available with all plans. Other additional monthly coverages are only available with ACT Pro. Coverages shown are subject to policy exclusions.

The #1 Insurance for Selling Books at Events & Online

Every great story has a twist. Insurance helps your business handle the unexpected ones, like event requirements, accidents, or claims.
While you’re helping readers turn the page, ACT works behind the scenes with simple, affordable coverage designed to protect your book business now and in your next chapter.

small businesses protected
290000 +
event partnerships
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creative industries covered
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FAQs About Insurance for Booksellers, Authors, & Bookstores

What Insurance Do I Need to Sell My Books at Book Fairs, Festivals, and Events?

You typically need general liability insurance to sell books at book fairs, festivals, and events. Many venues and event organizers require it to cover claims involving third-party injury or property damage.

What Is A Certificate of Insurance (COI) for Author Events and Book Fairs?

A Certificate of Insurance (COI) is a document that proves you have active general liability insurance.

Venues and event organizers often require a COI before authors or booksellers can participate in an event, book fair, or festival. Some venues may also require you to add them to your policy as an additional insured to protect them from accidents caused by your business.

Does Booksellers Insurance Cover Online Book Sales?

Yes. If you sell books through your own website or another ecommerce platform, online booksellers insurance through ACT Pro can help protect you from certain liability claims related to those sales.

Does Bookseller Insurance Cover Damage to My Books and Other Inventory?

General liability insurance for booksellers does not cover damage to your books, inventory, or supplies. You’ll need to add theft and damage coverage to protect your books and other inventory if they’re stolen or damaged during events or while traveling.

Does Coverage Apply to Book Signings at Bookstores, Cafés, or Libraries?

Yes. ACT’s insurance for booksellers provides general liability coverage for authors who sell their books during book signings at bookstores, cafes, or libraries.

We're Here to Help!

Have questions about purchasing booksellers insurance? See more FAQs here or speak with one of our licensed agents for help. Please give us a call at 844.520.6991.