Art Gallery Insurance for Artists & Exhibitors

Coverage crafted for artists showcasing in galleries.

FROM
$24.25
Per Month
Or $49 for event Coverage

4.8/5 on

Running an art show? Partner with us to easily insure your artists!

What is Art Gallery Insurance?

Art gallery insurance is insurance for artists exhibiting in galleries, designed to protect them from third-party claims while they showcase and sell their work.

It’s built to help you quickly and easily fulfill gallery insurance requirements so you can display your pieces with peace of mind. With ACT, your coverage can help:

Art Gallery Insurance Coverage Options

Meet ACT Pro and ACT Go: two excellent policies offering personalized protection wherever you exhibit your art.

ACT Pro

365-day coverage

$24.25/Month

Everything from ACT Go plus…

ACT Go

Basic general liability coverage

$49/Event

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, you can create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

  • Theft & Damage Coverage +$4.50/month

    Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.

  • Data Breach Protection +$8.25/month

    Cyber Liability Coverage available up to $100,000

  • Workshop & Class Coverage +$10.42/month

    Professional Liability is available through the user dashboard with upfront payment.

Pricing

  • ACT Pro $24.25 per month

    (Or $279 per year)

  • ACT Pro
    for Curated Sellers
    $31.59 per month

    Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)

  • ACT Pro
    for Handmade Beauty Businesses
    $515 per year

    Coverage for Beauty & Cosmetics, Soap, and Candle Makers

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

  • Theft & Damage Coverage +$54

    Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.

  • Data Theft Protection Excluded
  • Workshop & Class Coverage Excluded

Pricing

  • 1-3 Days $49
  • 7 Days $99
  • 90 Days $199

Who Needs Art Gallery Insurance?

Any creative who displays, exhibits, and sells artwork in galleries typically needs insurance. From your first exhibit to your first sale, gallery exhibit insurance lets you showcase without worry!

No matter how you create it, design it, or express it, art gallery insurance coverage is made for creatives like:

ACT’s policies do not cover murals, performance or live art, graffiti art, three-dimensional installation art, physical structures (like galleries), or the hosting of an exhibit. Please read our policy exclusions to learn more.

What Type of Insurance Covers Art at Art Galleries?

General liability insurance provides basic coverage for artists who showcase their work in galleries and other venues. Your work is one-of-a-kind, just like your business, so it’s essential to find a policy that fits your unique needs.

How Much Does Art Gallery Insurance Cost?

ACT Pro starts at $24.25 per month and includes enhanced coverage for your fine art business year-round, beyond the gallery walls. ACT Go starts at $49 per event and includes basic liability protection as you exhibit your work.

Looking for more coverage? Design your perfect gallery exhibit insurance policy by adding optional coverages that best suit your business.*

*Additional monthly coverages available only with ACT Pro. Theft & Damage Coverage is available on both plans.

The #1 Gallery Exhibit Insurance Coverage for Fine Artists

From juried exhibits to gallery pop-ups, your artistry deserves to be on full display.

ACT Insurance is made for artists like you, offering coverage that lets your art take center stage — without worries and what-ifs.

Embrace the freedom to create and grow with the top choice in arts and crafts insurance.

small businesses protected
290000 +
event partnerships
0 +
creative industries covered
0 +

Instant Certificate Of Insurance (COI) For Art Exhibitors

Curate the perfect protection plan for your next gallery exhibition with ACT! We know artists have enough to think about before their next show. Our affordable, customizable coverage makes it easy to get insured, download your COI, and check one more item off your pre-exhibit checklist — all in just a few minutes.

FAQs About Art Gallery Insurance

How Do I Get My Art Insured?

You can insure your art by adding Theft & Damage Coverage to an ACT Pro policy.

Sometimes referred to as inland marine insurance or tools and equipment insurance, this coverage helps repair or replace your work, tools, and materials if they’re lost, stolen, or damaged — whether on display, in transit, or in storage.

Keep in mind, unlike fine art insurance, this coverage is based on Actual Cash Value (ACV), so it covers the cost to remake a piece, not its retail price tag.

An art gallery insurance policy can help cover third-party claims of bodily injury or property damage caused by an artist or their art. For example, slips and falls or accidental damage to gallery walls.

With an ACT Pro policy, you can also get coverage for:

  • Product-related claims, like a sharp sculpture injuring a guest who stepped too close
  • Online sales, such as a buyer claiming your hand-dyed tapestry stained their walls
  • Personal and advertising injury, like another artist claiming your collection is a copy of theirs
  • Theft and damage while your work is on display or in transit to and from exhibits
  • Workshops or classes you teach at a local gallery
  • Cyber attacks, like fraudulent links attached to online listings of your artwork on a gallery’s site

Yes, gallery curators and art directors often require proof of liability insurance to ensure you’re covered if your artwork causes any accidents or damage within the gallery space or to its visitors.

Accidents can happen during an exhibition, while your art is on display, or when it’s in transit. Having the right coverage ensures you’re set for success and helps keep you financially secure should those unexpected moments occur.

Yes, you can get a short-term, ACT Go policy that covers you for a single exhibit or gallery event (1-90 days). You pay a one-time premium for general liability insurance that covers third-party claims.

You can also get an annual art gallery insurance policy that gives you 365-day coverage for unlimited events, paid as a single payment or in monthly installments. It includes everything the short-term policy covers, plus professional liability and the option to add additional coverages.

Yes, you can add art gallery owners or event organizers as additional insureds to your ACT policy at the time of purchase or at any time afterward via the online dashboard.

Many event coordinators require this to mitigate the risk of hosting events with multiple exhibitors. All ACT policies offer free, unlimited additional insureds.

We're Here to Help!

If you have questions about purchasing art gallery insurance, our team of licensed agents is available to help. Call us at 844.520.6991.