Off-the-rack coverage, tailored for clothiers, fashion designers, and seamstresses.
Off-the-rack coverage crafted for clothiers, designers, and makers.
Handmade clothing maker insurance is liability coverage designed to protect apparel businesses from third-party claims. It’s tailored to clothiers and crafters who design, sell, and showcase handmade fashion items at events, online, or in stores.
Even the most skilled fashion designers run into unexpected snags. The right insurance can help you:
ACT Pro
365-day coverage
$24.25/Month
ACT Go
$49/Event
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, you can create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
(Or $279 per year)
Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)
Coverage for Beauty & Cosmetics, Soap, and Candle Makers
ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.
Short-Term Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.
Pricing
Yes, all clothing makers need insurance! Small-batch and home-based makers still face the risks of faulty fastenings, craft market mishaps, or an accidental prick from a forgotten pin. Insurance helps you stay focused on your work, not the what-ifs.
General liability insurance, commonly found on tailor insurance or seamstress insurance policies, provides basic coverage to protect your clothing business — but it doesn’t cover everything. Adding a few extra layers of coverage can help keep your business looking its best.
ACT Pro starts at $24.25 per month, covering you from stitch to sale at events, online, in boutiques, and beyond. ACT Go starts at $49 per event for simple, no-fuss coverage while selling at craft shows or maker’s markets.
Your creativity is limitless, so don’t let a claim unravel your dreams.
No matter how you stitch it, sew it, or style it, ACT Insurance is perfectly tailored for clothing makers, indie designers, and fashion artisans seeking simple, reliable coverage.
Keep dreaming and designing with the most trusted name in arts and crafts insurance by your side.
Clothing makers need insurance to protect themselves against costly claims caused by running a business and selling handmade goods. The right insurance helps protect your business and shows your customers they can trust your craft.
Having insurance for clothing businesses also allows you to easily attend craft shows and safely sell online through sites like Etsy or TikTok Shop — because peace of mind is the best accessory for any maker!
ACT’s clothing manufacturer insurance can cover those who design, make, alter, or customize clothes and accessories by hand, such as:
A $1 million clothing manufacturer insurance policy costs $24.25 per month with ACT Pro or $49 per event with ACT Go. Both of these general liability policies include a $1 million per occurrence limit and a $2 million aggregate limit.
Yes, most craft fairs, maker’s markets, and pop-up shops require their vendors to have general liability insurance. You’ll also likely need insurance as a clothing manufacturer to showcase your pieces in galleries, land brand deals with retailers, or sell your handmade items online, depending on the marketplace.
It can! With clothing makers insurance through ACT Pro, you can add annual Professional Liability Coverage. This can help protect your business when you teach classes, lead workshops, or give live arts-and-crafts demonstrations that account for 20% or less of your business income.
ACT Go on the other hand, is a “per event” General Liability Policy for craft vendors and does not cover Professional Liability.
If you have questions about purchasing clothing manufacturer insurance, our team of licensed agents is available to help. Call us at 844.520.6991.
