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Event Insurance for Artists and Crafters

Get event-ready fast with short-term and year-round insurance options for arts and craft vendors.

Event organizers are covered through our partner, Insurance Canopy.

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What Is Event Insurance for Creative Businesses?

Event insurance is designed to protect vendors, exhibitors, and booth holders while attending events. It’s designed to cover claims — like accidents, property damage, or injuries — that happen at your booth, so you’re not stuck paying out of pocket.

Event organizers typically require arts and crafts vendors to carry general liability insurance to manage risk. They often request to be added as an additional insured on your policy, as well.

Event Insurance Coverage Options for Artists

ACT offers two flexible coverage options for event vendors: ACT Pro, for year-round event insurance, and ACT Go, for single events or short-term protection.

ACT Pro

365-day coverage

$24.25/Month

Everything from ACT Go plus…

ACT Go

Basic general liability coverage

$49/Event

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

  • Theft & Damage Coverage +$4.50/month

    Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.

  • Data Breach Protection +$8.25/month

    Cyber Liability Coverage available up to $100,000

  • Workshop & Class Coverage +$10.42/month

    Professional Liability is available through the user dashboard with upfront payment.

Pricing

  • ACT Pro $24.25 per month

    (Or $279 per year)

  • ACT Pro
    for Curated Sellers
    $31.59 per month

    Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)

  • ACT Pro
    for Handmade Beauty Businesses
    $515 per year

    Coverage for Beauty & Cosmetics, Soap, and Candle Makers

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

  • Theft & Damage Coverage +$54

    Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.

  • Data Theft Protection Excluded
  • Workshop & Class Coverage Excluded

Pricing

  • 1-3 Days $49
  • 7 Days $99
  • 90 Days $199

Who Needs Event Insurance to Sell Arts and Crafts Goods?

Any artist, crafter, or maker who attends events needs event insurance!

What Coverages Does Event Insurance for Artists and Crafters Include?

Event liability insurance includes essential coverages to get you organizer-approved and safeguard you from common event risks. You typically need general liability insurance, but many craft vendors choose additional coverages to enhance their protection.

How Much Does Artist Event Insurance for One Day Cost?

ACT’s insurance for one day through the ACT Go policy starts at just $49 per event and includes three days of coverage (one for setup, one for your event, and one for teardown). Duration options for 7 and 90 days are also available. For year-round event coverage and continuous peace of mind, the ACT Pro policy starts at $24.25/month.

Unlock more robust coverage and stay covered for a full 365 days with ACT Pro.*

*Additional monthly coverages available only with ACT Pro. Theft & Damage Coverage is available on both plans.

The #1 Event Insurance for Arts and Crafts Booths

Your one-of-a-kind creations are ready for sale at your next market, fair, or festival. ACT makes it easy to get event-approved coverage so you can get your products into more hands. Enjoy flexible insurance options with instant online purchase — all crafted to support your creativity.

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FAQs About Event Insurance for Artists and Crafters

Does ACT’s Event Insurance Cover Me if I Sell at Special Events?

Yes, ACT’s event insurance is designed for the arts and crafts vendors who attend and sell at events — not for the actual events, organizers, or venues. This means our insurance options do not cover weddings, birthday parties, or other private events with hosts requiring insurance.

If you’re a creative business vendor at an event, ACT’s policies are made for you.

If you’re an event organizer, our sister company, Insurance Canopy, offers event organizer coverage to protect what you’re planning. Learn more about event insurance for hosts.

Can I Add the Venue or Event as an Additional Insured to My Policy?

Yes, you can add the venue or event as an additional insured on your ACT policy for free during the checkout process (or any time afterward from your user dashboard). Your instant certificate of insurance (COI) shows any additional insureds listed on your policy, so you can send it to anyone who needs to verify!

When you add third parties as additional insureds, your coverage extends to them in case they are held liable for an issue related to your business. It helps make the event safer for you and the organizers.

What if I Only Need a One-Day Insurance Policy for an Event?

ACT’s shortest policy option is a three-day policy for just $49. It’s an excellent way to protect your booth from setup to teardown and during the actual event. Plus, compared to one-day policies on the market, ACT provides a longer period of protection at a truly affordable price. 

What Is the COI (Certificate of Insurance) for an Event Policy, and How Fast Can I Get One?

A certificate of insurance, or COI, is a document that serves as proof that you have a valid policy. It outlines your coverage, additional insureds, limits, and exclusions. People often call it an ACORD form because the logo of the organization (ACORD) is on the top left of the page. 

After purchasing an ACT policy, you receive instant access to your digital COI, which you can then send to event organizers who need to verify your coverage. Submitting your COI is a common industry practice, which is why ACT makes it fast and easy to get one!

Does ACT Cover Event Planners?

ACT insurance does not cover event planners. We also do not insure entire events or venues. We do, however, partner with events, event organizers, and venues that want to easily offer liability insurance to their vendors.

What Is Excluded From Event Insurance Coverage?

At ACT, we do our best to protect a wide range of creative business vendors at events, but there are some exclusions to be aware of. ACT does not cover:

  • Events or venues
  • Live animal activity
  • Mural creation
  • 3D installation art
  • Performing vendors
  • Food or beverage vendors
  • Weapons, knives, or ammunition


See our
Exclusions page for the full list. 

We're Here to Help!

If you have questions about purchasing event insurance for artists, our team of licensed, U.S.-based agents is available to help. Call us at 844.520.6991.