Artist Event Insurance

Affordable event coverage built for creators, crafters, and vendors.

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What Is Event Insurance for Artists and Crafters?

Event insurance is liability coverage designed to protect artists and crafters who attend art shows, fairs, festivals, and more.

If you show or sell your work at events, carrying artist event insurance is essential. It protects your business from unexpected mishaps like customer slip-and-falls or property damage due to your booth.

With ACT Insurance, enjoy event-approved coverage that works when you do. You’re covered from common claims so you can focus on what matters: putting the spotlight on your creations.

Art & Craft Event Insurance Coverage Options

One event or all year — we’ve got you covered with ACT Pro and ACT Go. 

ACT Pro

365 day artist liability insurance coverage

$24.25/Month

Everything from ACT Go plus…

ACT Go

Basic general liability coverage

$49/Event

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

  • Monthly Price $24.25
  • Annual Price $279

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

Who Needs Artist & Craft Event Insurance?

If you handmake products and attend markets, festivals, or other events to show and sell your work, you need artist event insurance!

Whether you stitch, sculpt, or solder, event insurance is made to protect you. It covers a wide array of vendors, including:

What Types of Insurance Do Handmade Crafters Attending Events Need?

Event insurance for artists offers the basic coverage you need to cover your business. Like the perfect finishing touches on your work, these liability insurance types protect you from life’s unexpected dings and scratches.

How Much Does Event Insurance for Creatives Cost?

Event insurance for artists costs as low as $24.25 a month with ACT Pro, or $49 per event with ACT Go.

Need more coverage? Go for ACT Pro to add these optional coverages and create your coverage masterpiece!*

*Additional coverages are available only on the ACT Pro plan. 

The #1 Event Insurance for Artists, Crafters, & Tradesmen

You’re an expert at creating. We’re experts at protecting your craft. With ACT, enjoy event-tailored coverage that empowers you to attend and vend confidently — because your one-of-kind goods deserve to be seen.

small businesses protected
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Common Questions About Event Insurance for Crafters & Artists

Why Do I Need Insurance to Attend Events as an Artist?

Event organizers typically require you to carry liability insurance to cover claims like:

  • Customers injuring themselves while visiting your booth
  • Your artwork accidentally falling over and damaging venue property
  • Your booth collapsing and ruining your neighboring vendor’s products
  • Accidents that could lead to both you and the event organizer being sued — like a customer tripping over an unsecured power cord and blaming you for poor setup and the organizer for lack of safety rules


Above all, this coverage helps keep your business running smoothly by paying for liability claims so you don’t have to do it all on your own.

Do I Need Separate Policies to Attend Multiple Events?

With ACT coverage, you can attend as many events as you want, as long as your policy is active! That means if you purchase an ACT Go policy for seven days, you’re protected at any fair, festival, or show for that entire week.

Need year-round flexibility? ACT Pro offers 365 days of continuous coverage so you can fill your calendar without skipping a beat.

Does Artist Event Insurance Include Coverage for Damage to My Artwork or Booth Setup?

Basic artist event insurance includes third-party liability coverage — protection for accidents that happen to someone else, not you. It’s the coverage event organizers require most often.

If you want added protection for your own movable business gear — like your artwork, booth setup, or supplies — add Tools, Supplies, & Inventory Coverage. It helps cover the cost to repair or replace your essentials if they’re damaged or stolen.

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We're Here to Help!

If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.