Attention: Due to an historic winter storm, inland marine insurance will not be available for purchase in certain states. Once conditions are stable, inland marine will be available again. We appreciate your understanding and patience at this time.
Attention: Due to an historic winter storm, inland marine insurance will not be available for purchase in certain states. Once conditions are stable, inland marine will be available again. We appreciate your understanding and patience at this time.
Handcrafted coverage for your Etsy business, from design to delivery.
Etsy insurance is liability coverage made to protect indie makers and crafters from third-party claims related to running a handmade business.
Insurance is like bubble wrap for your business! It helps you cover costly claims so you can keep crafting, selling, and sharing your creations without worry.
ACT Pro
365-day coverage
$24.25/Month
ACT Go
$49/Event
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
(Or $279 per year)
Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products (Or $379 per year)
Coverage for Beauty & Cosmetics, Soap, and Candle Makers
ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year. Plus, enjoy the option to add coverage for your tools, supplies, and inventory in case of theft or damage while you’re on the go.
Short-Term Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $2,000/$2,000.
Pricing
Yes, you need insurance if you sell on Etsy to protect your shop from costly claims!
No matter how you make it, Etsy insurance can cover a variety of creative businesses, including:
Liability insurance offers basic protection for your handmade business, with coverages like Product Liability and Personal & Advertising Injury offering the best shield for your shop.
ACT Pro starts at $24.25 per month and includes enhanced protection for your Etsy business, like Product Liability Insurance.
If you need less coverage for a quick in-person market or event, ACT Go starts at $49 per event.
Start crafting your perfect policy with ACT Pro today and add optional coverages that best suit your creative needs!*
*Additional monthly coverages are available only on the ACT Pro plan. Depending on whether your products are handmade or non-handmade, exact coverages and pricing may vary. Exclusions apply.
Your creativity knows no limits — so why let a claim slow you down?
ACT is built for makers, dreamers, and doers who need simple, reliable coverage to keep their small business dreams soaring.
Stay inspired, keep creating, and enjoy the freedom to grow with the most trusted name in arts and crafts insurance.
Etsy product liability insurance can cover the cost of third-party claims caused by the products you make and sell, such as:
It may cover medical bills, repair costs, or legal fees. This type of product insurance is only offered on the ACT Pro policy.
You don’t need insurance to have an Etsy shop, but you do need it to protect yourself from claims and lawsuits that may arise from running your shop.
The Warranties and Limitation of Liability section in Etsy’s Terms of Use is clear if a customer experiences a mishap with your product, you could be taken to court, not Etsy. There aren’t any seller protections for product-related issues, so securing your own Etsy business insurance plan is the best way to keep your craft business safe!
Yes, an Etsy seller can be sued if their business or product causes injuries, damages, or financial harm. This includes:
Most product liability cases stem from manufacturing defects, meaning an ingredient or component you use creeps into your masterpiece without you noticing. Even if you accidentally sell a defective item, you could still be on the hook for any accidents that follow, making product liability insurance a key coverage for your business.
No, Etsy does not protect sellers — in most cases, you are responsible for your own warranties, protections, and liability coverage.
The Purchase Protection Program for Sellers is not a guarantee, legal promise, or insurance program offered by Etsy. It only offers a $250 maximum refund for cases involving a dispute with a buyer over the delivery of a product:
Certain eligibility requirements must be met before Etsy steps in to help or offer a refund.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.