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ACT Pro

Starting at
^$24.25 /month

ACT Go

Starting at
^$49/event

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Oregon Artist and Crafter Vendor Insurance

ACT Insurance in Oregon

From the Portland Saturday Market to the Harvest Festival in Central Point, Oregon has a rich history of creativity and artistry. As an artist or crafter, you’ve created unique products to share your passion with others. At Artists, Crafters, and Tradesman Insurance, we’ve created two unique insurance policies to protect you and your business.

The ACT Go policy is great for artists and crafters who are only looking for a general liability policy and only need it a couple times each year. If you participate as a vendor at many shows each year, then you should consider the ACT Pro policy because of its broader coverage and annual protection.

Choosing the best shows or festivals for you to attend can be difficult, but let us help you make it easier. Here are some of the best shows across Oregon for you to consider attending.

Top 10 Arts & Crafts Festivals in Oregon:

Art in the Pearl
Saturday Market’s Holiday Market
OSU Holiday Marketplace
Pear Blossom Festival Street Fair
Portland Saturday Market

Moms & Family Weekend Art Festival
Native American Arts Festival
Boatnik Festival
Crafts on the Coast Spring Arts & Crafts Festival
Rogue River National Rooster Crow

Starting at $49/Event Or $24.25/Month

ACT Go Policy

The ACT Go policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days (with the option to renew). Policies start at $49 and include a variety of options that meet the unique needs of your business.

Limits of Liability

General Liability Aggregate Limit

The maximum amount your policy may pay within a year for all claims relating to bodily injury and property damage caused by your business operations.

$2,000,000

General Liability Each Occurrence Limit

The maximum amount your policy may pay for each claim relating to bodily injury and property damage caused by your business operations.

$1,000,000

Damage to Premises Rented

The maximum amount your policy may pay for all claims relating to damage to premises rented to you (including contents inside a premise) within 7 days of the start of the policy. After 7 days, this policy only covers damages caused by fires.

$300,000

Medical Expense Limit

The maximum amount your policy may pay for medical bills and costs accrued by an injured person(s) whose injuries were caused by your business operations.

$5,000

Pricing (for consecutive days)

1 – 3 Days

$49

7 Days

$99

Up to 90 Days (EZ Renew Option Available)

$149

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

We do not currently offer coverage for cannabis events.

Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our ACT Pro policy option, which is also designed for those in the art and craft industry!

ACT Pro Policy

The ACT Pro policy includes even more coverage than is provided in ACT Go, foremost among them being Products & Completed Operations coverage. In addition, you can also add Professional Liability Insurance (which you will need if you teach, host training sessions, or do art demonstrations) and add Tools, Supplies, & Inventory Coverage (which can cover theft and damages). Policies last for 12 months and start at $24.25/Month.

ACT Pro Limits of Liability

General Liability Aggregate Limit

The maximum amount your policy may pay within a year for all claims relating to bodily injury and property damage caused by your business operations.

$2,000,000

General Liability Each Occurrence Limit

The maximum amount your policy may pay for each claim relating to bodily injury and property damage caused by your business operations.

$1,000,000

Damage to Premises Rented

The maximum amount your policy may pay for each claim relating to bodily injury and property damage caused by your business operations.

$300,000

Medical Expense Limit

The maximum amount your policy may pay for medical bills and costs accrued by an injured person(s) whose injuries were caused by your business operations.

$5,000

Products-Completed Operations Aggregate Limit

The maximum amount your policy may pay within a year for bodily injury and property damage caused by your products. Additionally, it may cover claims related to business operations conducted away from your primary location, even after those operations have been completed or abandoned.

$2,000,000

Personal and Advertising Injury Limit

The maximum amount your policy may pay within a year for claims that violate a person or business’s rights (excluding physical harm). Offenses include:

-Oral or written publication that slander, libel, or violate a person’s right of privacy
-The use of another’s advertising idea in your advertisement (copyright infringement)
-False arrest, detention, or imprisonment
-Wrongful Eviction or entry
-Malicious prosecution

$1,000,000

Optional Coverage Limits

Tools, Supplies, & Inventory

Aggregate Limit

The maximum amount your policy may pay within a year for all claims relating to covered damage or theft of your insured tools, supplies, and inventory.

$10,000

Each Occurrence Limit

The maximum amount your policy may pay for each claim relating to covered damage or theft of your insured tools, supplies, and inventory

$5,00

Deductible

The amount of money you are required to pay before your policy may pay for a claim relating to covered damage or theft of your insured tools, supplies, and inventory.

$250

Professional Liability

Aggregate Limit

The maximum amount your policy may pay within a year for all claims relating to bodily injuries, property damage, or financial loss caused by professional advice you provided or failed to provide.

$200,000

Each Occurrence Limit

The maximum amount your policy may pay for each claim relating to bodily injuries, property damage, or financial loss caused by professional advice you provided or failed to provide.

$100,000

Deductible

The amount of money you are required to pay before your policy may pay for a claim relating to professional liability incidents.

$1,000

Cyber Liability

Aggregate Limit

The maximum amount your policy may pay within a year for all claims relating to a cyber or security breach targeting your business.

$100,000

Deductible

The amount of money you are required to pay before your policy may pay for a claim relating to cyber liability incidents.

$1,000

ACT Pro Pricing (Monthly)

$0 – $50,000 in Annual Sales

$24.25/Month

$50,000 – $100,000 in Annual Sales

$33.42/Month

Optional Tools, Supplies, & Inventory Coverage (Inland Marine)

Also known as Inland Marine Insurance, this covers tangible property that is moveable or transportable in nature (e.g. tools, supplies, or inventory), but excludes coverage for structures and items part of a structure.

$4.50/Month*

Optional Professional Liability

Professional Liability may cover you for claims that a professional service you provided caused your client to suffer bodily injuries, property damage, or financial harm due to mistakes on your part (errors), or because you failed to perform some service (omissions).

$10.42/Month

Optional Cyber Liability

Cyber Liability may cover you for the effects of a cyber attack or security breach targeting your business. This may cover lost funds, ransom, stolen data, and lawsuits made against your business regarding the attack.

$8.25/Month

*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.

Starting at $49/Event Or $24.25/Month

Why Choose ACT Insurance?

As an artist or crafter in Oregon, you need a policy that is not only affordable, but can also give you the protection your business needs. The policy should also offer peace of mind as you go to work each day. ACT Insurance policies offer this protection and peace of mind. It also includes the following benefits:

No Quote Process
24/7 Access to Policy Documents
Convenient Online Purchasing
Instant Coverage

No Deductible on Liability Claims
A+ Rated Insurance Carrier
Not Premises Specific
And Many More!

ACT today and protect your art or craft business in Oregon with the most affordable insurance and superior coverages in the industry.

ACT Insurance Is Available in All 50 States*

Did you buy a policy in Oregon and then move to a different state? No problem! Your policy follows you wherever you go, provided you follow the licensing and/or registration requirements of the state where you live.