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Texas Artist and Crafter Vendor Insurance

ACT Insurance in Texas

As one of the many artists and crafters living throughout Texas, you must safeguard your finances when attending festivals or selling your art online. Whenever you sell your arts or crafts products to the public, you need the protection of arts and crafts liability insurance.

Art and craft festivals in Texas provide you with a chance to make a profit on your handcrafted items. Protect that profit with one of the two affordable policies available from Artists, Crafters, and Tradesmen (ACT) Insurance. With our instant coverage, you’ll be ready to attend any of the thousands of festivals in the Lone Star State, as well as any other arts & crafts festivals throughout the US.

Don’t know where to start? Take a look below at our list of the top 10 arts festivals in Texas.

Top 10 Festivals for Arts & Crafts in Texas

  1. Main Street Fort Worth Arts Festival
  2. Mayfest Fort Worth
  3. Deep Ellum Arts Festival
  4. Georgetown Red Poppy Festival
  5. Tomball German Christmas Market & Festival
  1. Fiesta Arts & Crafts Show
  2. The Woodlands Waterway Festival
  3. The Peddler Show – Corpus Christi
  4. Good Oil Days Festival
  5. Wylie Art Festival
The Alamo Texas historical site.
Get Covered In Minutes

Starting at $49/Event Or $279/Year

ACT Show Policy

The ACT Show Policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days (with the option to renew). Policies start at $49 and include a variety of options that meet the unique needs of your business.

Limits of Liability

The maximum amount your policy may pay within a year for all claims relating to bodily injury and property damage caused by your business operations.

$2,000,000

The maximum amount your policy may pay for each claim relating to bodily injury and property damage caused by your business operations.

$1,000,000

The maximum amount your policy may pay for all claims relating to damage to premises rented to you (including contents inside a premise) within 7 days of the start of the policy. After 7 days, this policy only covers damages caused by fires.

$300,000

The maximum amount your policy may pay for medical bills and costs accrued by an injured person(s) whose injuries were caused by your business operations.

$5,000

Pricing (for consecutive days)

1 – 3 Days

$49

7 Days

$99

Up to 90 Days (EZ Renew Option Available)

$149

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

We do not currently offer coverage for cannabis events.

Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our Annual Policy option, which is also designed for those in the art and craft industry!

ACT Annual Policy

The ACT Annual Policy includes even more coverages than are provided in the Show Policy, foremost among them being coverage for your products/completed operations. In addition, you can also add professional liability coverage (which you will need if you teach, host training sessions, or do art demonstrations) and add business personal property insurance (which can cover your supplies, equipment, and inventory). Policies last for 12 months and start at $279.

Annual Limits of Liability

The maximum amount your policy may pay within a year for all claims relating to bodily injury and property damage caused by your business operations.

$2,000,000

The maximum amount your policy may pay for each claim relating to bodily injury and property damage caused by your business operations.

$1,000,000

The maximum amount your policy may pay for all claims relating to damage to premises rented to you (including contents inside a premise) within 7 days of the start of the policy. After 7 days, this policy only covers damages caused by fires.

$300,000

The maximum amount your policy may pay for medical bills and costs accrued by an injured person(s) whose injuries were caused by your business operations.

$5,000

The maximum amount your policy may pay within a year for bodily injury and property damage caused by your products. Additionally, it may cover claims related to business operations conducted away from your primary location, even after those operations have been completed or abandoned.

$2,000,000

The maximum amount your policy may pay within a year for claims that violate a person or business’s rights (excluding physical harm).
Offenses include:

     -Oral or written publication that slander, libel, or violate a person’s right of privacy
     -The use of another’s advertising idea in your advertisement (copyright infringement)
     -False arrest, detention, or imprisonment
     -Wrongful Eviction or entry
     -Malicious prosecution

$1,000,000

Optional Coverage Limits

Tools, Supplies, & Inventory

The maximum amount your policy may pay within a year for all claims relating to covered damage or theft of your insured tools, supplies, and inventory.

$10,000

The maximum amount your policy may pay for each claim relating to covered damage or theft of your insured tools, supplies, and inventory.

$5,000

The amount of money you are required to pay before your policy may pay for a claim relating to covered damage or theft of your insured tools, supplies, and inventory.

$250

Professional Liability

The maximum amount your policy may pay within a year for all claims relating to bodily injuries, property damage, or financial loss caused by professional advice you provided or failed to provide.

$200,000

The maximum amount your policy may pay for each claim relating to bodily injuries, property damage, or financial loss caused by professional advice you provided or failed to provide.

$100,000

The amount of money you are required to pay before your policy may pay for a claim relating to professional liability incidents.

$1,000

Cyber Liability

The maximum amount your policy may pay within a year for all claims relating to a cyber or security breach targeting your business.

$100,000

The maximum amount your policy may pay for each claim relating to a cyber or security breach targeting your business.

$100,000

The amount of money you are required to pay before your policy may pay for a claim relating to cyber liability incidents.

$1,000

Annual Pricing

This is the base price for ACT Annual coverage if your gross sales are under $50,000 per year.

$279

This is the base price for ACT Annual coverage if your gross sales are between $50,000 and $100,000 per year. If your sales are over $100,000 per year, please call us at 844.530.6001 to apply.

$389

Professional Liability may cover you for claims that a professional service you provided caused your client to suffer bodily injuries, property damage, or financial harm due to mistakes on your part (errors), or because you failed to perform some service (omissions).

$125

Also known as Inland Marine Insurance, this covers tangible property that is moveable or transportable in nature (e.g. tools, supplies, or inventory), but excludes coverage for structures and items part of a structure.

$54

Cyber Liability may cover you for the effects of a cyber attack or security breach targeting your business. This may cover lost funds, ransom, stolen data, and lawsuits made against your business regarding the attack.

$99

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

We do not currently offer coverage for cannabis events.

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

Get Covered In Minutes

Starting at $49/Event Or $279/Year

Why Choose ACT Insurance?

As an artist or crafter in Texas, you need a policy that is not only affordable, but can also give you the protection your business needs. The policy should also offer peace of mind as you go to work each day. ACT Insurance policies offer this protection and peace of mind. It also includes the following benefits:
  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premises Specific
  • And Many More!
ACT today and protect your business in Texas with the most affordable insurance and superior coverages in the industry.
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ACT Insurance Is Available in All 50 States

Did you buy a policy in Texas and then move to a different state? No problem! Your policy follows you wherever you go, provided you follow the licensing and/or registration requirements of the state where you live.