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As an artist, you’ve worked hard to create pieces that connect on an emotional level with your customers. Accordingly, at ACT Insurance, we created two policies to meet your needs. Both options are available in all 50 states* and provide $1 million per occurrence and a $2 million aggregate general liability limit.
The ACT Pro Policy
The ACT Pro policy with annual artist insurance is excellent for those who attend multiple shows every year and offers broader coverage than the show/event policy. Starting at $24.25 per month, some of the highlights include:
- No liability deductible
- General & Product liability coverage
- Optional Coverage for supplies, equipment, products
- Optional professional liability
The ACT Go Policy
If you only attend a few shows every year, and aren’t worried about professional coverage or product liability coverage, then the ACT Go policy might be the artist insurance coverage for your business. The policy starts at $49 per event and some policy highlights include:
- Terms as short as 1–3 days
- $1M per occurrence with a $2M Aggregate General Liability Limit. (Product and professional liability excluded)
- Meets most show & event venue requirements
ACT Pro Pricing
$0 – $50,000 in Annual Sales
$24.25/Month
$50,000 – $100,000 in Annual Sales
$33.42/Month
Optional Theft & Damage Coverage
Optional Professional Liability
$10.42/Month
Optional Cyber Liability
$8.25/Month
ACT Pro
For Curated Sellers
Extends ACT Pro coverage to makers who sell more than 20% pre-made or non-handmade elements in their products
$31.59/Month
ACT Pro
For Handmade Beauty Businesses
Coverage for Beauty & Cosmetics, Soap, and Candle Makers
$515/Year
ACT Go Pricing (for consecutive days)
1 – 3 Days
$49
7 Days
$99
Up to 90 Days (EZ Renew Option Available)
$149
Optional Theft & Damage Coverage
+$54**
**Additional Theft & Damage Coverage limits available up to $2,000/$2,000.
ACT Pro
Year-round Coverage Selling Online, In Person, And Much More!
More Coverage Year Round
Included:
24/7 Access To Policy Documents
Licensed In All 50 States
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
$1M Products & Completed Operations Coverage
$1M Personal & Advertising Injury
General Liability For Online Sales
Optional:
Data Breach Coverage
Workshop & Class Coverage
$5K or $10K Theft & Damage Coverage
Starts at $24.25/Month
ACT Go
Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them.
1-90 Day Policies
Included:
24/7 Access To Policy Documents
Licensed In All 50 States
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
Optional:
EZ Renew (for 90 day policies)
$2K Theft & Damage Coverage
Starts at $49/Event
These are for FAQs
Craft insurance can cover common claims you face as a crafter, like damages from unexpected weather at an event or medical expenses for an injured customer. It can also help pay for legal fees if a lawsuit were to arise from an accident.
The ACT Pro policy allows you to insure your items when you add the optional Tools, Supplies, & Inventory Coverage to your plan. This helps to cover the cost of accidental theft and damages. You can also add coverage for classes you teach with Professional Liability Insurance, and coverage for cyber attacks on an online business with Cyber Liability Insurance.
The cost of craft insurance starts at $49/event for an ACT Go policy and $24.25/month for an ACT Pro policy.
ACT insurance has several policy options for crafters to give you the freedom and flexibility of managing your insurance. You can choose the policy length of your ACT Go coverage, or add optional coverage to your ACT Pro plan, and update your policy online anytime. These customizations may come with additional costs.
If you plan on selling your handmade crafts at events, online, or in stores, you may be required to show proof of insurance.
Getting handcrafters insurance is also a great way to have peace of mind knowing you’re covered for common claims. If someone was hurt by your handmade craft or at your event booth, you could have help paying for medical bills or legal fees.
We're Here to Help!
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.