Our Partners
From the world’s largest bottle of catsup in Collinsville, to the fire-breathing dragon in Vandalia, the great state of Illinois is home to some incredible art and—accordingly—there are hundreds of craft fairs and festivals to attend across the state each year. As an artist or crafter showcasing your work at these events, you may a have worried about protecting your work, but at ACT Insurance, we have the answer.
Keeping vendor-specific needs in mind, ACT has created two insurance policies to protect you and your business for as little as one event or as long as a full year. The process to get your artist insurance policy is simple, short, and allows you to focus more on your passion as an artist or crafter.
Don’t get overwhelmed with trying to decide which festivals you should attended. Here are some of our favorite fairs and festivals in Illinois.
Top 10 Arts & Crafts Festivals in Illinois:
The ACT Go policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days (with the option to renew). Policies start at $49 and include a variety of options that meet the unique needs of your business.
$2,000,000
The maximum amount your policy may pay for each claim relating to bodily injury and property damage caused by your business operations.
$1,000,000
$300,000
$5,000
1 – 3 Days
$49
7 Days
$99
Up to 90 Days (EZ Renew Option Available)
$149
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
We do not currently offer coverage for cannabis events.
Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our ACT Pro policy option, which is also designed for those in the art and craft industry!
The ACT Pro policy includes even more coverage than is provided in ACT Go, foremost among them being Products & Completed Operations coverage. In addition, you can also add Professional Liability Insurance (which you will need if you teach, host training sessions, or do art demonstrations) and add Tools, Supplies, & Inventory Coverage (which can cover theft and damages). Policies last for 12 months and start at $24.25/Month.
$2,000,000
$1,000,000
$300,000
The maximum amount your policy may pay for medical bills and costs accrued by an injured person(s) whose injuries were caused by your business operations.
$5,000
The maximum amount your policy may pay within a year for bodily injury and property damage caused by your products. Additionally, it may cover claims related to business operations conducted away from your primary location, even after those operations have been completed or abandoned.
$2,000,000
The maximum amount your policy may pay within a year for claims that violate a person or business’s rights (excluding physical harm). Offenses include:
-Oral or written publication that slander, libel, or violate a person’s right of privacy
-The use of another’s advertising idea in your advertisement (copyright infringement)
-False arrest, detention, or imprisonment
-Wrongful Eviction or entry
-Malicious prosecution
$1,000,000
The maximum amount your policy may pay within a year for all claims relating to covered damage or theft of your insured tools, supplies, and inventory.
$10,000
$5,00
The amount of money you are required to pay before your policy may pay for a claim relating to covered damage or theft of your insured tools, supplies, and inventory.
$250
The maximum amount your policy may pay within a year for all claims relating to bodily injuries, property damage, or financial loss caused by professional advice you provided or failed to provide.
$1,000
$100,000
The amount of money you are required to pay before your policy may pay for a claim relating to cyber liability incidents.
$1,000
$0 – $50,000 in Annual Sales
$50,000 – $100,000 in Annual Sales
Also known as Inland Marine Insurance, this covers tangible property that is moveable or transportable in nature (e.g. tools, supplies, or inventory), but excludes coverage for structures and items part of a structure.
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
