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ACT Pro (Annual Policy)

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Cherry Creek Arts Festival

Artist, Crafters, and Tradesmen Insurance is always looking for outstanding fairs, shows, and festival to share with our artists.

One such festival, the Columbus Arts Festival, takes place in Columbus, Ohio, has been around since 1961, and is one of ACT’s most popular shows. In fact, not only is popular with ACT, but it has frequently been referenced as one of the best festivals in the nation by Sunshine Artist, Art Fair Sourcebook, and Art Fair Calendar.

With the glassy Scioto river winding through Columbus’ lush and vibrant downtown area, it’s easy to see why the festival attracts both US-based artists and international ones.

If you’re an artist or crafter planning to attend the Columbus Arts Festival, ACT Insurance can provide the coverage you and the festival need, through either our Show or Annual Policies.

Buy a Policy Online, Download Proof of Insurance Today.

Show Policy

  • Meets the liability requirements of most venues
  • Provides 1–3 consecutive days of coverage starting at $49
  • Get up to 90 days of coverage for $149

Annual Policy

  • Includes product liability and business personal property coverage
  • Offers general liability for online sales
  • Get 365 days of consecutive coverage starting at $24.25/Month
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ACT Show Policy

The ACT Show Policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days (with the option to renew). Policies start at $49 and include a variety of options that meet the unique needs of your business.

Limits of Liability

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The maximum amount your policy may pay within a year for all claims relating to bodily injury and property damage caused by your business operations.

$2,000,000

The maximum amount your policy may pay for each claim relating to bodily injury and property damage caused by your business operations.

$1,000,000

The maximum amount your policy may pay for all claims relating to damage to premises rented to you (including contents inside a premise) within 7 days of the start of the policy. After 7 days, this policy only covers damages caused by fires.

$300,000

The maximum amount your policy may pay for medical bills and costs accrued by an injured person(s) whose injuries were caused by your business operations.

$5,000

Pricing (for consecutive days)

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1 – 3 Days

$49

7 Days

$99

Up to 90 Days (EZ Renew Option Available)

$149

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

We do not currently offer coverage for cannabis events.

Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our Annual Policy option, which is also designed for those in the art and craft industry!

ACT Annual Policy

The ACT Annual Policy includes even more coverages than are provided in the Show Policy, foremost among them being coverage for your products/completed operations. In addition, you can also add professional liability coverage (which you will need if you teach, host training sessions, or do art demonstrations) and add business personal property insurance (which can cover your supplies, equipment, and inventory). Policies last for 12 months and start at $24.25/Month.

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

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Why Choose ACT Insurance?

As an artist or crafter planning to attend the Columbus Arts Festival, you need a policy that can you give the protection your business needs and that offers peace of mind as you go to work each day. ACT Insurance policies offer this protection and peace of mind. It also includes the following benefits:

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premises Specific
  • And Many More!

Choose ACT today and protect your arts and crafts business with the most affordable insurance and superior coverages in the industry.

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ACT Insurance Is Available in All 50 States

Did you buy a policy in Colorado and then move to a different state? No problem! Your policy follows you wherever you go, provided you follow the licensing and/or registration requirements of the state where you live.

Annual Limits of Liability

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The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims arising out of the insured’s products or business operations conducted away from the insured’s premises once those operations have been completed or abandoned.

$2,000,000

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.

$2,000,000

The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement

$300,000

Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.

$10,000

Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.

$5,000

Amount of money that the insured must pay before ACT Insurance will pay a claim.

$250

Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).

$200,000

Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).

$100,000

Amount of money that the insured must pay before ACT Insurance will pay a claim.

$1,000

Annual Pricing (Monthly)

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$0 – $50,000 in Annual Sales

$24.25/Month

$50,000 – $100,000 in Annual Sales

$33.42/Month
Optional Tools, Supplies, & Inventory Coverage (Inland Marine)
$4.50/Month*

Optional Professional Liability

$10.42/Month

Optional Cyber Liability

$8.25/Month

*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

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